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1722 Elm St, Ramona, CA 92065 Property Records

San Diego County property record for 1722 Elm St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,215 sqft · built 2002
Lot Size2.4 acres (104,544 sqft)
Owner2 Company Names on File
Last Sale$460,000 (Nov 2015)
Tax Bill$4,157 (2025)
Deeds & MortgagesSep 2023 Transfer
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN279-190-03-00

Property Details

APN / Parcel Number

Primary APN279-190-03-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,215 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area104,544 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1722 ELM ST
CityRAMONA
StateCA
Zip92065-1167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionBLK 347 PAR 16 AS PER ROS 4237 IN TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block347
Legal Lot Number16
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1004
Census Tract20812

Owner

Source: San Diego County records · APN 279-190-03-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1722 ELM ST, RAMONA, CA 92065-1167
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Intrafamily Transfer, Transfer
Apr 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 2015 · Amount on Record
Deed SaleNov 18, 2015 · Amount on Record
Prior SaleNov 27, 2012 · Amount on Record
Deed Document Number2015598837
Last Transfer DateSep 01, 2023
Transfer Doc0000255439
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 20, 2023
Property Address1722 ELM ST, RAMONA, CA 92065-1167
Document Number0000255439
Map ReferenceMAP 644
Instrument DateSep 07, 2023
Instrument2023-0255439
Transaction TypeTransfer
Record UpdatedSep 29, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1722 ELM ST, RAMONA, CA 92065-1167

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1722 ELM ST, RAMONA, CA 92065-1167
Transaction TypeMortgage
Record UpdatedApr 12, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1722 ELM ST, RAMONA, CA 92065-1167

Mortgage

Document Number0000256250
DateApr 02, 2021
Instrument2021-0256250
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$555,429 (+2%) Land $271,678 Building $283,751
2025$4,157.00 (+7.06%)$544,539 (+4.04%) Land $266,351 Building $278,188
2023$3,883.00 (-5.25%)$523,396 Land $256,009 Building $267,387
2022$4,098.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies37 units insured
incl. 20 condo units

Wildfire

Wildfire RiskVery High
above 92% of the US · above 76% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
San Diego Broadband
Fixed Wireless		500 / 100

May also be available: Verizon.

Based on FCC filings for 54 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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