1607 Elm St, Ramona, CA 92065 Property Records

San Diego County property record for 1607 Elm St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,100 sqft · built 1976
Lot Size2.46 acres (107,158 sqft)
OwnerCompany Name on File
Last Sale$155,000 (Jul 1987)
Tax Bill$3,982 (2025)
Deeds & MortgagesMar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN279-190-20-00

Property Details

APN / Parcel Number

Primary APN279-190-20-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,100 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area107,158 sqft
View / LotGood
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address1607 ELM ST
CityRAMONA
StateCA
Zip92065-1166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionBLK 347 PAR 12 AS PER ROS 4237 IN TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block347
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1003
Census Tract20812

Owner

1607 Elm St is owned by a company that acquired it in March 2017 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address1607 ELM ST, RAMONA, CA 92065-1166
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 1987 · Amount on File
Deed SaleJul 29, 1987 · Amount on File
Deed Document Number1987425154
Last Transfer DateMar 29, 2017
Transfer Doc0000141254
Record UpdatedSep 20, 2026

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 29, 2017
Property Address1607 ELM ST, RAMONA, CA 92065-1166
Document Number0000141254
Instrument DateMar 29, 2017
Instrument141254
Transaction TypeTransfer
Record UpdatedApr 4, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1607 ELM ST RAMONA CA 920651166, RAMONA, CA 92065-1166

Tax Assessment & Valuation

The 2025 property tax bill for 1607 Elm St was $3,982 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$359,446 (+2%) Land $108,302 Building $251,144
2025$3,982.00 Homeowner's exemption$352,399 Land $106,179 Building $246,220
2023$3,562.00 (-5.57%) Homeowner's exemption$338,717 Land $102,057 Building $236,660
2022$3,772.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1607 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies37 units insured
incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1607 Elm St is high, ranking above 84% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 64% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Elm St

Nearby Streets

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