Oakland County property record for 1722 Delta Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,314 sqft · built 1993 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,000 (Oct 2013) |
| Tax Bill | $7,517 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-02-205-011 |
| Primary APN | 88-20-02-205-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,314 sqft Living Area |
| 1st Floor Area | 1,744 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 125 ft deep x 86 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 304 sqft |
| Patio Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1722 DELTA DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-1254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T2N, R11E, SEC 2 EMERALD POINTE SUB LOT 1 4-10-90 FR 201-001 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 2 |
| Legal Subdivision | EMERALD POINTE |
| Legal Lot Number | 1,4 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 196100 |
Source: Oakland County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1722 DELTA DR, TROY, MI 48085-1254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 19, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 18, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 2, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 23, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/ESTN MI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2013 · Amount on File |
| Deed Sale | Oct 1, 2013 · Amount on File |
| Prior Sale | May 3, 2011 · Amount on File |
| Deed Document Number | 2013249767 |
| Deed Book / Page | 46384 / 349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 2, 2026 |
| Property Address | 1722 DELTA DR, TROY, MI 48085-1254 |
| Document Number | 0000131057 |
| Book / Page | 61516 / 192 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026131057 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1722 DELTA DR, TROY, MI 48085-1254 |
| Document Number | 0000131057, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 61516/192 |
| Instrument | 2026131057 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 18, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1722 DELTA DR, TROY, MI 48085-1254 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1722 DELTA DR, TROY, MI 48085-1254 |
| Document Number | 0000043618 |
|---|---|
| Date | Apr 19, 2023 |
| Book Page | 58552/338 |
| Instrument | 43618 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1722 DELTA DR, TROY, MI 48085-1254 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1722 DELTA DR, TROY, MI 48085-1254 |
| Document Number | 0000006530 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 58379/30 |
| Instrument | 6530 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1722 DELTA DR, TROY, MI 48085-1254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000124239 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 53097/00732 |
| Instrument | 124239 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 19, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1722 DELTA DR, TROY, MI 48085-1254 |
| Document Number | 0000208122 |
| Book / Page | 051275 / 000889 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1722 DELTA DR TROY MI 480851254, TROY, MI 48085-1254 |
| Document Number | 0000208122 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 051275/000889 |
| Instrument | 208122 |
| Name | FIFTH THIRD BK/ESTN MI |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,517.00 (-15.2%) | ||
| 2023 | $441,320 | ||
| 2022 | $8,864.00 | $220,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · ground movement |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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