1619 Delta Dr, Troy, MI 48085 Property Records

Oakland County property record for 1619 Delta Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,586 sqft · built 1996
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on Record
Last Sale$4,000 (Jul 2026)
Tax Bill$5,506 (2025)
Deeds & MortgagesJul 2026 Sale
Jun 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-02-201-063

Property Details

APN / Parcel Number

Primary APN88-20-02-201-063

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,586 sqft Living Area
1st Floor Area1,467 sqft
Basement Area1,467 sqft
Finished Basement1,467 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions251 ft deep x 70 ft wide
Garage Area410 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area49 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1619 DELTA DR
CityTROY
StateMI
Zip48085-1236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT2N, R11E, SEC 2 EMERALD POINTE SUB NO 2 W 70 FT OF LOT 54 4-24-95 FR 062
Legal Range11E
Legal Township2N
Legal Section2
Legal SubdivisionEMERALD POINTE SUB #2
Legal Lot Number4,54
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4002
Census Tract196100

Owner

Source: Oakland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1619 DELTA DR, TROY, MI 48085-1236
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 9, 2026Quit Claim Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 9, 2026Quit Claim Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
CREDIT UNION ONE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2026 · Amount on Record
Deed SaleJul 7, 2026 · Amount on Record
Prior SaleOct 7, 1997 · Amount on Record
Deed Document Number202696797
Deed Book / Page61343 / 511
Prior Transfer DateJul 2, 2026
Prior Transfer Doc0000096797
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJul 7, 2026
Property Address1619 DELTA DR, TROY, MI 48085-1236
Document Number0000096797
Book / Page61343 / 511
Instrument DateJul 2, 2026
Instrument202696797
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$3,030.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1619 DELTA DR, TROY, MI 48085-1236

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJun 9, 2026
Property Address1619 DELTA DR, TROY, MI 48085-1236
Document Number0000081806
Book / Page61274 / 747
Instrument DateMay 29, 2026
Instrument202681806
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1619 DELTA DR, TROY, MI 48085-1236

Mortgage

Document Number0000081807,
DateJun 9, 2026
Instrument202681807
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJun 9, 2026
Property Address1619 DELTA DR, TROY, MI 48085-1236
Document Number20260081806
Book / Page61274 / 747
Instrument DateMay 29, 2026
Instrument202681806
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1619 DELTA DR, TROY, MI 48085-1236

Mortgage

Document Number0000081807,
DateJun 9, 2026
Instrument202681807
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1619 DELTA DR, TROY, MI 48085-1236
Document Number0000035362
Book / Page050416 / 000773
Instrument DateJan 31, 2017
Transaction TypeMortgage
Record UpdatedApr 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1619 DELTA DR TROY MI 480851236, TROY, MI 48085-1236

Mortgage

Document Number0000035362
DateFeb 24, 2017
Book Page050416/000773
Instrument35362
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 23, 2022

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,506.00 (-1.98%)
2023$416,660
2022$5,617.00$208,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimFeb 1998 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER HILLS
serves 74,000 people · EPA ID MI0000325
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionApr 2025
Also Mapped HereTROY
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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