1720 Vale Terrace Dr, Vista, CA 92084 Property Records

San Diego County property record for 1720 Vale Terrace Dr, Vista, CA 92084

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 3 ba · 4,149 sqft · built 2006
Lot Size	1.55 acres (67,518 sqft)
Owner	Company Name on File
Last Sale	$60,000 (Oct 1999)
Tax Bill	$9,868 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`177-282-16-00`

Property Details

APN / Parcel Number

Primary APN	`177-282-16-00`
Alternative APN	`1770210900`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	2 Units
Building Area	4,149 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Family
Lot Area	67,518 sqft

Location & Zoning

Old Parcel Number	1770210900
Street Address	1720 VALE TERRACE DR
City	VISTA
State	CA
Zip	92084-5311
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	E-1
Legal Description	SEC 20-11-3W NEQ 1.55 AC M/L IN SWQ OF
Legal Range	03W
Legal Township	11
Legal Section	20
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	19601

Owner

1720 Vale Terrace Dr, a residential property, is owned by a company that acquired it in February 2017 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1720 VALE TERRACE DR, VISTA, CA 92084-5311
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jun 19, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jun 13, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 1, 2017	Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 1999 · Amount on File
Deed Sale	Oct 13, 1999 · Amount on File
Deed Document Number	1999690041
Last Transfer Date	Feb 10, 2017
Transfer Doc	0000096135
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1720 VALE TERRACE DR, VISTA, CA 92084-5311
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 VALE TERRACE DR, VISTA, CA 92084-5311

Mortgage

Document Number	0000331535
Date	Dec 1, 2023
Instrument	2023-0331535

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1720 VALE TERRACE DR, VISTA, CA 92084-5311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000238999
Date	Jun 19, 2019
Instrument	2019-0238999

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jun 30, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1720 VALE TERRACE DR, VISTA, CA 92084-5311
Document Number	0000337495
Instrument Date	Jun 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 VALE TERRACE DR VISTA CA 920845311, VISTA, CA 92084-5311

Mortgage

Document Number	0000337495
Date	Jun 29, 2020
Instrument	337495

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2017
Property Address	1720 VALE TERRACE DR, VISTA, CA 92084-5311
Document Number	0000096135
Instrument Date	Feb 10, 2017
Instrument	96135
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1720 VALE TERRACE DR VISTA CA 920845311, VISTA, CA 92084-5311

Mortgage

Document Number	96136
Date	Mar 1, 2017
Instrument	96136

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1720 Vale Terrace Dr was $9,868 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$780,975 (+2%) Land $122,484 Building $658,491
2025	$9,868.00 Homeowner's exemption	$765,663 Land $120,083 Building $645,580
2023	$9,179.00 (+0.23%) Homeowner's exemption	$735,933 Land $115,421 Building $620,512
2022	$9,158.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1720 Vale Terrace Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1720 Vale Terrace Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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