1676 Vale Terrace Dr, Vista, CA 92084 Property Records

San Diego County property record for 1676 Vale Terrace Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,763 sqft · built 1980
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Nov 2019)
Tax Bill	$9,765 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`177-282-14-00`

Property Details

APN / Parcel Number

Primary APN	`177-282-14-00`
Alternative APN	`1770210700`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,763 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	1770210700
Street Address	1676 VALE TERRACE DR
City	VISTA
State	CA
Zip	92084-5308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	SEC 20-11-3W NE 1/4 OF POR SW 1/4 OF
Legal Range	03W
Legal Township	11
Legal Section	20
Legal Subdivision	SAN BERNARDINO BASE & MERIDIAN
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	19601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3231 BUSINESS PARK DR, C, VISTA, CA 92081-8532
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA
Nov 27, 2019	Grant Deed, Transfer · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Dec 21, 2015 · Amount on Record
Deed Document Number	2019553039
Prior Transfer Date	Jan 17, 1996
Prior Transfer Doc	0000063029
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1676 VALE TERRACE DR, VISTA, CA 92084-5308
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 BUSINESS PARK DR C208, C208, VISTA, CA 92081-8530

Mortgage

Document Number	0000672217
Date	Sep 23, 2021
Instrument	2021-0672217

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1676 VALE TERRACE DR, VISTA, CA 92084-5308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000292601
Date	Jun 8, 2020
Instrument	2020-0292601

Lender

Name	BBVA USA
Type	Bank
Address	VISTA, CA 92083

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 22, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2019
Property Address	1676 VALE TERRACE DR, VISTA, CA 92084-5308
Document Number	0000553039
Instrument Date	Nov 1, 2019
Instrument	2019-0553039
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1676 VALE TERRACE DR, VISTA, CA 92084-5308

Mortgage

Document Number	0000553040
Date	Nov 27, 2019
Instrument	2019-0553040

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$808,747 (+2%) Land $474,093 Building $334,654
2025	$9,765.00 (+8.07%)	$792,891 (+4.04%) Land $464,798 Building $328,093
2023	$9,036.00 (+0.23%)	$762,103 Land $446,750 Building $315,353
2022	$9,015.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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