1720 Prather Ln, Dekalb, IL 60115 Property Records

DeKalb County property record for 1720 Prather Ln, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.184 acres (8,030 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Jun 2023)
Tax Bill	$4,252 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-13-354-015`

Property Details

APN / Parcel Number

Primary APN	`08-13-354-015`

Exterior

Lot Area	8,030 sqft (0.184 acres)
Lot Dimensions	110 ft deep x 73 ft wide

Location & Zoning

Account Number	0813354015
Street Address	1720 PRATHER LN
City	DEKALB
State	IL
Zip	60115-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRATHERS 2ND SUB - LOT 4 BLOCK 2
Legal Subdivision	PRATHERS 2ND SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	2
Census Block	2051
Census Tract	800

Owner

1720 Prather Ln is owned and occupied by two individuals who bought it in June 2023.

Source: DeKalb County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1720 PRATHER LN, DEKALB, IL 60115-2639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 12, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 18, 2018	Grant Deed, Transfer SINGLESOURCE PROPERTY SOLUTION
May 10, 2018	Grant Deed, Transfer
Oct 5, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on File
Deed Sale	Jun 12, 2023 · Amount on File
Prior Sale	Jun 18, 2018 · Amount on File
Deed Document Number	20233939
Prior Transfer Date	Mar 30, 2012
Prior Transfer Doc	0000005616
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Aug 28, 2026
Property Address	1720 PRATHER LN, DEKALB, IL 60115-2639
Document Number	0000007746
Instrument Date	Aug 17, 2026
Instrument	20267746
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 PRATHER LN, DEKALB, IL 60115-2639

Mortgage

Document Number	0000007746,
Date	Aug 28, 2026
Instrument	20267746

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.99%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 12, 2023
Property Address	1720 PRATHER LN, DEKALB, IL 60115-2639
Document Number	0000003939
Map Reference	DOC 285256
Instrument Date	May 25, 2023
Instrument	2023003939
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1720 PRATHER LN, DEKALB, IL 60115-2639

Mortgage

Document Number	0000003940
Date	Jun 12, 2023
Instrument	2023003940

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 18, 2018
Property Address	1720 PRATHER LN, DEKALB, IL 60115-2639
Document Number	0000005839
Instrument Date	May 25, 2018
Instrument	5839
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	SINGLESOURCE PROPERTY SOLUTION

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 SUNNYMEADE TRL DEKALB IL 601152358, DEKALB, IL 60115-2358

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	May 10, 2018
Property Address	1720 PRATHER LN, DEKALB, IL 60115-2639
Document Number	0000004320
Instrument Date	Mar 7, 2018
Instrument	4320
Transaction Type	Transfer
Record Updated	May 28, 2018

Transaction

Amount	Amount on Record
Tax	$69.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 SUNNYMEADE TRL DEKALB IL 601152358, DEKALB, IL 60115-2358

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 5, 2017
Property Address	1720 PRATHER LN, DEKALB, IL 60115-2639
Document Number	0000009811
Instrument Date	Sep 26, 2017
Instrument	9811
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3900 CAPITOL BLVD LANSING MI 48906, LANSING, MI 48906

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,025 Land $12,313 Building $52,712	$195,075 Land $36,939 Building $158,136
2024	$4,252.00
2023		$51,773 (+9.53%) Land $9,804 Building $41,969	$155,319 (+9.53%) Land $29,412 Building $125,907
2022		$47,268 Land $11,189 Building $36,079	$141,804 Land $33,567 Building $108,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1720 Prather Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1980–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1720 Prather Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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