1716 Prather Ln, Dekalb, IL 60115 Property Records

DeKalb County property record for 1716 Prather Ln, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.184 acres (8,030 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Sep 2025)
Tax Bill	$4,583 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-13-354-014`

Property Details

APN / Parcel Number

Primary APN	`08-13-354-014`

Exterior

Lot Area	8,030 sqft (0.184 acres)
Lot Dimensions	110 ft deep x 73 ft wide

Location & Zoning

Account Number	0813354014
Street Address	1716 PRATHER LN
City	DEKALB
State	IL
Zip	60115-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 - BLK 2 - PRATHERS SECOND SUBDIVISION
Legal Subdivision	PRATHERS SECOND SUBDIVISION
Legal Block	2
Legal Lot Number	5
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	2
Census Block	2051
Census Tract	800

Owner

1716 Prather Ln is owned and occupied by two individuals who bought it in September 2025.

Source: DeKalb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1716 PRATHER LN, DEKALB, IL 60115-2639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 30, 2025	Warranty Deed, Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 5, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Apr 5, 2017 · Amount on File
Deed Document Number	20257735
Prior Transfer Date	Jan 11, 2007
Prior Transfer Doc	0000001982
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1716 PRATHER LN, DEKALB, IL 60115-2639
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1716 PRATHER LN, DEKALB, IL 60115-2639

Mortgage

Document Number	0000011335
Date	Aug 30, 2021
Instrument	2021011335

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 30, 2025
Property Address	1716 PRATHER LN, DEKALB, IL 60115-2639
Document Number	0000007735
Map Reference	MB J PG 40
Instrument Date	Sep 19, 2025
Instrument	2025007735
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1716 PRATHER LN, DEKALB, IL 60115-2639

Mortgage

Document Number	0000007736
Date	Sep 30, 2025
Instrument	2025007736

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.75%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 25, 2017
Property Address	1716 PRATHER LN, DEKALB, IL 60115-2639
Document Number	0000003800
Instrument Date	Apr 21, 2017
Instrument	3800
Transaction Type	Transfer
Record Updated	Aug 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 5, 2017
Property Address	1716 PRATHER LN, DEKALB, IL 60115-2639
Document Number	0000003127
Instrument Date	Mar 24, 2017
Instrument	3127
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	168 TILTON PARK DR DEKALB IL 601151940, DEKALB, IL 60115-1940

Mortgage

Document Number	3128
Date	Apr 5, 2017
Instrument	3128

Lender

Name	FIRST CENTENNIAL MTG
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Mortgage

Document Number	3129,
Date	Apr 5, 2017
Instrument	3129

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,578 (+9.51%) Land $12,313 Building $57,265	$208,734 (+9.51%) Land $36,939 Building $171,795
2024	$4,583.00 Homeowner's exemption	$63,536 (+14.69%) Land $11,244 Building $52,292	$190,608 (+14.69%) Land $33,732 Building $156,876
2023		$55,398 Land $9,804 Building $45,594	$166,194 Land $29,412 Building $136,782

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1716 Prather Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1980–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1716 Prather Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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