McLennan County property record for 1720 Howard St, Waco, TX 76711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,425 sqft · built 1972 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $281,481 (Mar 2023) |
| Tax Bill | $5,279 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-037700-029300-2 |
| Primary APN | 48-037700-029300-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,425 sqft Living Area |
| 1st Floor Area | 1,425 sqft |
| Flooring | Carpet |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,100 sqft (0.209 acres) |
| Lot Dimensions | 140 ft deep x 65 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 570 sqft |
| Porch | Open Porch |
| Porch Area | 12 sqft |
| Patio Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1720 HOWARD ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76711-1736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | SHELBY LOT 17 BLOCK 21 ACRES .2089 |
| Legal Subdivision | SHELBY |
| Legal Block | 21 |
| Legal Lot Number | 17 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 4300 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1720 HOWARD ST, WACO, TX 76711-1736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2023 | Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF MCGREGOR |
| Feb 9, 2022 | Vendor's Lien, Transfer · Closed-End Mortgage ALLIANCE BANK CENTRAL TEXAS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2023 · Amount on Record |
| Deed Sale | Mar 29, 2023 · Amount on Record |
| Prior Sale | Feb 9, 2022 · Amount on Record |
| Deed Document Number | 20238729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 29, 2023 |
| Property Address | 1720 HOWARD ST, WACO, TX 76711-1736 |
| Document Number | 0000008729 |
| Map Reference | VOL 673 PG 264 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 2023008729 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1720 HOWARD ST, WACO, TX 76711-1736 |
| Document Number | 0000008730 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2023008730 |
| Name | FIRST NATIONAL BANK OF MCGREGOR |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 9, 2022 |
| Property Address | 1720 HOWARD ST, WACO, TX 76711-1736 |
| Document Number | 0000005252 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 2022005252 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2023 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8248 TEAKWOOD DR, WOODWAY, TX 76712-2426 |
| Document Number | 0000005253 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022005253 |
| Name | ALLIANCE BANK CENTRAL TEXAS |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 8, 2023 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,351 (-2.32%) Land $25,298 Building $204,053 | $229,351 (-2.32%) Land $25,298 Building $204,053 | |
| 2025 | $5,279.00 (-1.38%) | $234,800 (-11.74%) Land $22,930 Building $211,870 | $234,800 (-11.74%) Land $22,930 Building $211,870 |
| 2024 | $5,353.00 (-10.23%) | ||
| 2023 | $266,020 Land $22,930 Building $243,090 | $266,020 Land $22,930 Building $243,090 | |
| 2022 | $5,963.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | May 1989 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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