McLennan County property record for 1709 Howard St, Waco, TX 76711
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,074 sqft · built 1955 |
| Lot Size | 0.213 acres (9,271 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,321 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 48-037700-027400-0 |
| Primary APN | 48-037700-027400-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,074 sqft Living Area |
| Gross Area | 1,458 sqft |
| 1st Floor Area | 1,074 sqft |
| Flooring | Carpet |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,271 sqft (0.213 acres) |
| Lot Dimensions | 90 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 180 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 120 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Space Heater |
| Street Address | 1709 HOWARD ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76711-1735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | SHELBY LOT 11 BLOCK 20 ACRES .2128 |
| Legal Subdivision | SHELBY |
| Legal Block | 20 |
| Legal Lot Number | 11 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 4300 |
1709 Howard St is owned and occupied by an individual who acquired it in October 2008.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1709 HOWARD ST, WACO, TX 76711-1735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2008 |
| Deed Sale | Oct 29, 2008 |
| Deed Document Number | 200835271 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1709 Howard St was $1,321 with a homeowner's exemption, down 3.9% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,602 (+9.97%) Land $25,588 Building $121,014 | $146,602 (-1.49%) Land $25,588 Building $121,014 | |
| 2025 | $1,321.00 (-3.93%) Homeowner's exemption | $133,307 Land $23,180 Building $125,640 | $148,820 Land $23,180 Building $125,640 |
| 2024 | $1,375.00 | ||
| 2023 | $143,550 Land $23,180 Building $120,370 | $143,550 Land $23,180 Building $120,370 | |
| 2022 | $1,147.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1709 Howard St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | May 1989 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1709 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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