1720 Emerald Isle Way, Oxnard, CA 93035 Property Records

Ventura County property record for 1720 Emerald Isle Way, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,164 sqft · built 1991
Lot Size	0.09 acres (3,912 sqft)
Owner	2 Trust Names on File
Last Sale	$855,000 (Oct 2018)
Tax Bill	$12,161 (2025)
Deeds & Mortgages	Feb 2025 Transfer Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`188-0-140-265`

Property Details

APN / Parcel Number

Primary APN	`188-0-140-265`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,164 sqft Living Area
1st Floor Area	2,164 sqft
Upper Floors Area	327 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Lot Area	3,912 sqft (0.09 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	327 sqft

Location & Zoning

Street Address	1720 EMERALD ISLE WAY
City	OXNARD
State	CA
Zip	93035-2941
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CPC
Legal Description	TRACT: 413202 LOT: 5 REF: 113 MR56 CONDO PLAN: J-74
Legal Subdivision	HARBOUR ISLAND
Legal Tract	413202
Legal Block	140
Legal Lot Number	5
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2016
Census Tract	3616

Owner

1720 Emerald Isle Way, a condominium, is held in a trust since October 2018.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9005 MONTMEDY CT, BAKERSFIELD, CA 93311-1550
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Intrafamily Transfer, Transfer
Oct 11, 2018	Affidavit of Death, Transfer CHICAGO TITLE COMPANY
Oct 11, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Prior Sale	Jun 30, 1998 · Amount on File
Deed Document Number	2018115290
Prior Transfer Date	Mar 3, 1994
Prior Transfer Doc	0000041195
Record Updated	Oct 29, 2026

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Feb 21, 2025
Property Address	1720 EMERALD ISLE WAY, OXNARD, CA 93035-2941
Document Number	0000012327
Map Reference	MB 113 PG 56
Instrument Date	Feb 11, 2025
Instrument	2025000012327
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9005 MONTMEDY CT, BAKERSFIELD, CA 93311-1550

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	VENTURA CA
Recording Date	Oct 11, 2018
Property Address	1720 EMERALD ISLE WAY, OXNARD, CA 93035-2941
Document Number	0000115289
Instrument Date	Sep 7, 2018
Instrument	115289
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3801 WHITEROSE LN SANTA BARBARA CA 931101534, SANTA BARBARA, CA 93110-1534

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 11, 2018
Property Address	1720 EMERALD ISLE WAY, OXNARD, CA 93035-2941
Document Number	0000115290
Map Reference	MB113 PG56
Instrument Date	Aug 30, 2018
Instrument	20181011-00115290
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1720 EMERALD ISLE WAY, OXNARD, CA 93035-2941

Mortgage

Document Number	0000115291
Date	Oct 11, 2018
Instrument	20181011-00115291

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1720 Emerald Isle Way was $12,161, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$972,840 (+2%) Land $632,633 Building $340,207
2025	$12,161.00 (+2.15%)	$953,765 Land $620,228 Building $333,537
2024	$11,905.00 (+3.67%)
2023	$11,483.00 (+3.01%)	$916,730 Land $596,143 Building $320,587
2022	$11,148.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1720 Emerald Isle Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1720 Emerald Isle Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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