1712 Emerald Isle Way, Oxnard, CA 93035 Property Records

Ventura County property record for 1712 Emerald Isle Way, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	2 bd · 3.5 ba · 4,018 sqft · built 1991
Lot Size	0.09 acres (3,912 sqft)
Owner	2 Trust Names on File
Last Sale	$2,450,000 (Jun 2025)
Tax Bill	$29,171 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2025 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`188-0-140-245`

Property Details

APN / Parcel Number

Primary APN	`188-0-140-245`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,018 sqft Living Area
1st Floor Area	4,018 sqft
Upper Floors Area	340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Lot Area	3,912 sqft (0.09 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	340 sqft

Location & Zoning

Street Address	1712 EMERALD ISLE WAY
City	OXNARD
State	CA
Zip	93035-2912
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CPC
Legal Description	TRACT: 413202 LOT: 5 REF: 113 MR56 CONDO PLAN: I-72
Legal Subdivision	HARBOUR ISLAND
Legal Tract	413202
Legal Block	140
Legal Lot Number	5
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2016
Census Tract	3616

Owner

1712 Emerald Isle Way, a condominium, is owner-occupied and held in a trust since June 2025.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1712 EMERALD ISLE WAY, OXNARD, CA 93035-2912
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 30, 2025	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Nov 3, 2021	Grant Deed, Transfer · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 24, 2021	Transfer on Death Deed, Transfer
Aug 24, 2021	Transfer on Death Deed, Transfer
Jun 23, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 4, 2018	Quit Claim Deed, Transfer SPL INC
Jan 3, 2017	Grant Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Nov 3, 2021 · Amount on File
Deed Document Number	202543579
Prior Transfer Date	Aug 19, 2021
Prior Transfer Doc	0000157173
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1712 EMERALD ISLE WAY, OXNARD, CA 93035-2912
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 EMERALD ISLE WAY, OXNARD, CA 93035-2912

Mortgage

Document Number	0000072832
Date	Jul 5, 2022
Instrument	2022000072832

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	9.12%
Index	Other
Max Rate	9.12%

June 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 30, 2025
Property Address	1712 EMERALD ISLE WAY, OXNARD, CA 93035-2912
Document Number	0000043579
Map Reference	MB 113 PG 56
Instrument Date	Jun 23, 2025
Instrument	2025000043579
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1712 EMERALD ISLE WAY, OXNARD, CA 93035-2912

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 3, 2021
Property Address	1712 EMERALD ISLE WAY, OXNARD, CA 93035-2912
Document Number	0001966101
Map Reference	MB 113 PG 56
Instrument Date	Oct 27, 2021
Instrument	2021001966101
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 EMERALD ISLE WAY, OXNARD, CA 93035-2912

Mortgage

Document Number	0001966173
Date	Nov 3, 2021
Instrument	2021001966173

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	243 Months
Due	Feb 1, 2042

Mortgage

Document Number	0000071527
Date	Nov 12, 2021
Instrument	2021000071527

Lender

Name	PURER INVESTMENTS
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 24, 2021
Property Address	1712 EMERALD ISLE WAY, OXNARD, CA 93035-2912
Document Number	0000157174
Map Reference	MB 113 PG 56
Instrument Date	Aug 19, 2021
Instrument	20210824-00157174
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 EMERALD ISLE WAY, OXNARD, CA 93035-2912

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 24, 2021
Property Address	1712 EMERALD ISLE WAY, OXNARD, CA 93035-2912
Document Number	0000157173
Map Reference	MB 113 PG 56
Instrument Date	Aug 19, 2021
Instrument	20210824-00157173
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 EMERALD ISLE WAY, OXNARD, CA 93035-2912

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 23, 2020
Property Address	1712 EMERALD ISLE WAY, OXNARD, CA 93035-2912
Document Number	0000088777
Instrument Date	Jun 8, 2020
Instrument	88777
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,980.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1712 EMERALD ISLE WAY OXNARD CA 930352912, OXNARD, CA 93035-2912

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 4, 2018
Property Address	1712 EMERALD ISLE WAY, OXNARD, CA 93035-2912
Document Number	0000063190
Instrument Date	May 16, 2018
Instrument	63190
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	SPL INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16740 IRON CANYON RD SANTA CLARITA CA 91387, SANTA CLARITA, CA 91387

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 3, 2017
Property Address	1712 EMERALD ISLE WAY, OXNARD, CA 93035-2912
Document Number	0000000182
Instrument Date	Oct 19, 2016
Instrument	182
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount on Record
Tax	$1,837.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16740 IRON CANYON RD SANTA CLARITA CA 91387, SANTA CLARITA, CA 91387

Tax Assessment & Valuation

The 2025 property tax bill for 1712 Emerald Isle Way was $29,171, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,344,484 (-42.41%) Land $1,048,755 Building $295,729
2025	$29,171.00 (+2.19%)	$2,334,657 Land $1,517,527 Building $817,130
2024	$28,545.00 (+3.75%)
2023	$27,512.00 (+3.08%)	$2,244,000 Land $1,458,600 Building $785,400
2022	$26,691.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1712 Emerald Isle Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1712 Emerald Isle Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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