1720 E Main St, Lakeland, FL 33801 Property Records

Polk County property record for 1720 E Main St, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,122 sqft · built 1969
Lot Size	0.537 acres (23,405 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Apr 2020)
Tax Bill	$2,645 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-17-193000-026040`

Property Details

APN / Parcel Number

Primary APN	`24-28-17-193000-026040`
Alternative APNs	`172824193000026040` `72824000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,122 sqft Living Area
Gross Area	1,362 sqft
1st Floor Area	924 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	23,405 sqft (0.537 acres)
Lot Dimensions	130 ft deep x 180 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	240 sqft
Porch	Florida Room
Porch Area	262 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1720 E MAIN ST
City	LAKELAND
State	FL
Zip	33801-2370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	SHORE ACRES PB 7 PG 15 BLK 26 LOTS 4 & 5 & 6
Legal Range	24E
Legal Township	28S
Legal Section	17
Legal Subdivision	SHORE ACRES
Legal Tract	193000
Legal Block	26
Legal Lot Number	4,5,6
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1035
Census Tract	10300

Owner

1720 E Main St is owned and occupied by two individuals who bought it in April 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1720 E MAIN ST, LAKELAND, FL 33801-2370
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 9, 2020	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020 · Amount on File
Deed Sale	Apr 27, 2020 · Amount on File
Prior Sale	Apr 9, 2020 · Amount on File
Deed Document Number	202086417
Deed Book / Page	11217 / 870
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1720 E MAIN ST, LAKELAND, FL 33801-2370
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 E MAIN ST, LAKELAND, FL 33801-2370

Mortgage

Document Number	0000017763
Date	Jan 20, 2022
Book Page	12081/2161
Instrument	2022017763

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 9, 2020
Property Address	1720 E MAIN ST, LAKELAND, FL 33801-2370
Document Number	0112020839
Book / Page	011202 / 000839
Instrument Date	Mar 26, 2020
Instrument	76579
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$882.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 E MAIN ST LAKELAND FL 338012370, LAKELAND, FL 33801-2370

Mortgage

Document Number	112020841
Date	Apr 9, 2020
Book Page	011202/000841
Instrument	76580

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35808

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

Mortgage

Document Number	112020855,
Date	Apr 9, 2020
Book Page	011202/000855
Instrument	76581

Lender

Name	HOUSING FIN AGCY
Address	TALLAHASSEE, FL 32301-1329

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1720 E Main St was $2,645 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,728 (+6.79%)	$238,844 (+12.22%) Land $72,327 Building $166,517
2025	$2,645.00 Homeowner's exemption	$189,834	$212,844 Land $54,627 Building $158,217
2023	$2,374.00 (+8.06%) Homeowner's exemption	$183,126 (+6.7%)	$208,852 (+9.67%) Land $52,287 Building $156,565
2022	$2,197.00 Homeowner's exemption	$171,625	$190,434 Land $44,404 Building $146,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1720 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1720 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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