1708 E Main St, Lakeland, FL 33801 Property Records

Polk County property record for 1708 E Main St, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,421 sqft · built 1955
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Oct 2026)
Tax Bill	$366 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-17-193000-026070`

Property Details

APN / Parcel Number

Primary APN	`24-28-17-193000-026070`
Alternative APNs	`172824193000026070` `72824000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	1,239 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	296 sqft
Utility Building	143 sqft

Location & Zoning

Street Address	1708 E MAIN ST
City	LAKELAND
State	FL
Zip	33801-2370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	SHORE ACRES PB 7 PG 15 BLK 26 LOT 7
Legal Range	24E
Legal Township	28S
Legal Section	17
Legal Subdivision	SHORE ACRES
Legal Tract	193000
Legal Block	26
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1035
Census Tract	10300

Owner

Source: Polk County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1708 E MAIN ST, LAKELAND, FL 33801-2370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 5, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN LIBERTY MTG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Jan 31, 2007 · Amount on Record
Deed Document Number	2026239690
Deed Book / Page	14177 / 1521
Prior Transfer Date	Sep 9, 2024
Prior Transfer Doc	0000213799
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 5, 2026
Property Address	1708 E MAIN ST, LAKELAND, FL 33801-2370
Document Number	0000239690
Book / Page	14177 / 1521
Instrument Date	Sep 29, 2026
Instrument	2026239690
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	SMART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 E MAIN ST, LAKELAND, FL 33801-2370

Mortgage

Document Number	0000239691,
Date	Oct 5, 2026
Book Page	14177/1523
Instrument	2026239691

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Oct 13, 2021
Property Address	1708 E MAIN ST, LAKELAND, FL 33801-2370
Document Number	0000267748
Book / Page	11936 / 2286
Map Reference	MB 7 PG 15
Instrument Date	Oct 12, 2021
Instrument	2021267748
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 E MAIN ST, LAKELAND, FL 33801-2370

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1708 E MAIN ST, LAKELAND, FL 33801-2370
Document Number	0101460832
Book / Page	010146 / 000832
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1708 E MAIN ST LAKELAND FL 338012370, LAKELAND, FL 33801-2370

Mortgage

Document Number	0101460832
Date	May 15, 2017
Book Page	010146/000832
Instrument	91650

Lender

Name	AMERICAN LIBERTY MTG INC
Type	Mortgage Company
Address	DENVER, CO 80211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,514 (+2.7%)	$208,058 (+10.21%) Land $32,378 Building $175,680
2025	$366.00 (+13.31%)	$45,291 (+5.99%)	$188,786 (+2.13%) Land $18,725 Building $170,061
2023	$323.00 (+6.95%) Homeowner's exemption	$42,733 (+3%)	$184,847 (+5.62%) Land $17,945 Building $166,902
2022	$302.00 Homeowner's exemption	$41,488	$175,008 Land $15,214 Building $159,794

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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