1720 Chatfield Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 1720 Chatfield Rd, Shelby, NC 28150

Property Summary

Property Type	Other Improved
Details	2,400 sqft · built 2021
Lot Size	20.3 acres (886,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jul 2022)
Tax Bill	$3,085 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28116`

Property Details

APN / Parcel Number

Primary APN	`28116`
Alternative APN	`1339394`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,400 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	886,446 sqft (20.3 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	562 sqft
Porch	Slab
Canopy	1,773 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1339394
Street Address	1720 CHATFIELD RD
City	SHELBY
State	NC
Zip	28150-2894
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	AA1
Legal Description	#1 PB44-77 20.35AC
Legal Subdivision	TODD BY D DOBBINS LATTIMORE, RLS
Legal Block	1
Legal Lot Number	9U
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1025
Census Tract	951300

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1720 CHATFIELD RD, SHELBY, NC 28150-2894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
Mar 30, 2021	Warranty Deed, Transfer
Apr 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Apr 14, 2021 · Amount on Record
Deed Document Number	2022200075941
Deed Book / Page	1878 / 668
Prior Transfer Date	Feb 5, 2020
Prior Transfer Doc	0018110905
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1720 CHATFIELD RD, SHELBY, NC 28150-2894
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019561515
Date	Sep 24, 2025
Book Page	1956/1515
Instrument	200119043

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	PO BOX 2070, FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2055

Interest

Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1720 CHATFIELD RD, SHELBY, NC 28150-2894
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018730695
Date	May 17, 2022
Book Page	1873/695
Instrument	200073036

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 30, 2021
Property Address	1720 CHATFIELD RD, SHELBY, NC 28150-2894
Document Number	0018370248
Book / Page	1837 / 248
Instrument Date	Mar 25, 2021
Instrument	200052986
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	537 OLD HAMPTON RD, BOONE, NC 28607-7417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 LINSBURY CT, GASTONIA, NC 28056-7415

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 17, 2020
Property Address	1720 CHATFIELD RD, SHELBY, NC 28150-2894
Document Number	0018110905
Book / Page	001811 / 000905
Instrument Date	Feb 5, 2020
Instrument	38301
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 OLD HAMPTON RD BOONE NC 286077417, BOONE, NC 28607-7417

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,085.00 (+2.15%)	$583,088 (-) Land $143,970 Building $439,118	$583,088 (-) Land $143,970 Building $439,118
2025	$3,020.00	$583,088 (+47.71%) Land $143,970 Building $439,118	$583,088 (+47.71%) Land $143,970 Building $439,118
2023		$394,747 Land $126,225 Building $268,522	$394,747 Land $126,225 Building $268,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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