1602 Chatfield Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 1602 Chatfield Rd, Shelby, NC 28150 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,648 sqft · built 2020
Lot Size	13.8 acres (601,128 sqft)
Owner	2 Individual Names on File
Last Sale	$64,000 (Aug 2019)
Tax Bill	$2,830 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`28128`

Property Details

APN / Parcel Number

Primary APN	`28128`
Alternative APN	`1325393`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,648 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Lot Area	601,128 sqft (13.8 acres)
Garage Type	Mixed
Garage Area	1,439 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1325393
Street Address	1602 CHATFIELD RD
City	SHELBY
State	NC
Zip	28150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13.8 AC CHATFIELD RD 1343
Legal Subdivision	FIELD
Legal Block	1
Legal Lot Number	21U
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1025
Census Tract	951300

Owner

Source: Cleveland County records · APN 28128

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1614 CHATFIELD RD, SHELBY, NC 28150-2893
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2020	Deed of Trust, Mortgage FARM CREDIT SVCS
Aug 02, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2019 · Amount on Record
Deed Sale	Aug 02, 2019 · Amount on Record
Deed Document Number	2019200028995
Deed Book / Page	1796 / 532
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1602 CHATFIELD RD, SHELBY, NC 28150
Document Number	0018161770
Instrument Date	Jul 09, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	0018161770
Date	Jul 09, 2020
Book Page	001816/001770
Instrument	41356

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	SHELBY, NC 28150

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 08, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 02, 2019
Property Address	1602 CHATFIELD RD, SHELBY, NC 28150
Document Number	0017960532
Book / Page	001796 / 000532
Instrument Date	Aug 01, 2019
Instrument	28995
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$128.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BARNES DR BELMONT NC 280123922, BELMONT, NC 28012-3922

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,415 (-) Land $106,560 Building $394,855	$501,415 (-) Land $106,560 Building $394,855
2025	$2,830.00	$501,415 (+54.59%) Land $106,560 Building $394,855	$501,415 (+54.59%) Land $106,560 Building $394,855
2023		$324,344 Land $90,200 Building $234,144	$324,344 Land $90,200 Building $234,144

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,149 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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