Niagara County and Lockport City property record for 172 Willow St, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,128 sqft · built 1910 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $74,500 (Jun 2025) |
| Tax Bill | $2,523 (2026) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-8212.000 |
| Primary APN | 8-8212.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 648 sqft |
| 2nd Floor Area | 192 sqft |
| Upper Floors Area | 288 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 165 ft deep x 33 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 128 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8-8212.000 |
|---|---|
| Street Address | 172 WILLOW ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-4838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 23901 |
Source: Niagara County and Lockport City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 172 WILLOW ST, LOCKPORT, NY 14094-4838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 26, 2025 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC |
| Apr 4, 2022 | Deed, Transfer |
| May 16, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on Record |
| Deed Sale | Jun 26, 2025 · Amount on Record |
| Prior Sale | May 16, 2019 · Amount on Record |
| Deed Document Number | 20259166 |
| Prior Transfer Date | Apr 4, 2022 |
| Prior Transfer Doc | 0000006199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jun 26, 2025 |
| Property Address | 172 WILLOW ST, LOCKPORT, NY 14094-4838 |
| Document Number | 0000009166 |
| Map Reference | MB 10 PG 988 |
| Instrument Date | Jun 26, 2025 |
| Instrument | 2025-09166 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 336 BEWLEY BUILDING, LOCKPORT, NY 14094-2943 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 172 WILLOW ST, LOCKPORT, NY 14094-4838 |
| Document Number | 0000009167 |
|---|---|
| Date | Jun 26, 2025 |
| Instrument | 2025-09167 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 172 WILLOW ST, LOCKPORT, NY 14094-4838 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000007782 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022-07782 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Apr 4, 2022 |
| Property Address | 172 WILLOW ST, LOCKPORT, NY 14094-4838 |
| Document Number | 0000006199 |
| Map Reference | MB 10 PG 988 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022-06199 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 336 BEWLEY BUILDING, 336, LOCKPORT, NY 14094-2943 |
| Name | Verified Name |
|---|---|
| Address | 336 BEWLEY BUILDING, LOCKPORT, NY 14094-2943 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | May 16, 2019 |
| Property Address | 172 WILLOW ST, LOCKPORT, NY 14094-4838 |
| Document Number | 0000007462 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 7462 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $76.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4700 MILLENIA BLVD #175 ORLANDO FL 328396015, 175, ORLANDO, FL 32839-6015 |
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,523.00 (-30.48%) | ||
| 2025 | $3,629.00 | $95,000 (+7.95%) Land $7,000 Building $88,000 | $95,000 (+7.95%) Land $7,000 Building $88,000 |
| 2023 | $88,000 (+1%) Land $7,000 Building $81,000 | $88,000 (+1%) Land $7,000 Building $81,000 | |
| 2022 | $80,000 Land $7,000 Building $73,000 | $80,000 Land $7,000 Building $73,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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