172 W Clover Rd, Tracy, CA 95376 Property Records

San Joaquin County property record for 172 W Clover Rd, Tracy, CA 95376

Property Summary

Property Type	Triplex
Details	4 bd · 2 ba · 1,730 sqft · built 1948
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2001)
Tax Bill	$4,805 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`214-430-250-000`

Property Details

APN / Parcel Number

Primary APN	`214-430-250-000`
Alternative APN	`214-430-25`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	3 Units
Building Area	1,730 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Triplex
Construction Type	Wood
Lot Area	20,909 sqft (0.48 acres)

Location & Zoning

Old Parcel Number	214-430-25
Street Address	172 W CLOVER RD
City	TRACY
State	CA
Zip	95376-1833
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	TRACY GARDEN FARMS BLK 6 LOT 2
Legal Subdivision	TRACY GARDEN FARMS
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2007
Census Tract	5311

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 W CLOVER RD, TRACY, CA 95376-1833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Apr 20, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 26, 2017	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2001 · Amount on Record
Deed Sale	Sep 28, 2001 · Amount on Record
Prior Sale	Jul 14, 1995 · Amount on Record
Deed Document Number	2001158884
Last Transfer Date	Apr 6, 2017
Transfer Doc	0000046795
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	172 W CLOVER RD, TRACY, CA 95376-1833
Document Number	0000046796
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	172 W CLOVER RD TRACY CA 953761833, TRACY, CA 95376-1833

Mortgage

Document Number	0000046796
Date	Apr 26, 2017
Instrument	46796

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.39%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	172 W CLOVER RD, TRACY, CA 95376-1833
Document Number	0000046797
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	172 W CLOVER RD TRACY CA 953761833, TRACY, CA 95376-1833

Mortgage

Document Number	0000046797
Date	Apr 26, 2017
Instrument	46797

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.39%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 26, 2017
Property Address	172 W CLOVER RD, TRACY, CA 95376-1833
Document Number	0000046795
Instrument Date	Apr 6, 2017
Instrument	46795
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	172 W CLOVER RD TRACY CA 953761833, TRACY, CA 95376-1833

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,805.00
2025	$4,805.00 (+10.28%) Homeowner's exemption	$421,571 (+4.04%) Land $94,054 Building $327,517
2023	$4,357.00 (+2.09%) Homeowner's exemption	$405,202 Land $90,402 Building $314,800
2022	$4,268.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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