165 W Clover Rd, Tracy, CA 95376 Property Records

San Joaquin County property record for 165 W Clover Rd, Tracy, CA 95376 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1986
Square Footage1,078 sqft Living Area
Lot Size3,957 sqft (0.09 acres)
OccupancyOwner Occupied
Last Sale$417,000 (2020)
Tax Bill$5,117.00 (2025)

Owner

Source: San Joaquin County records · APN 214-230-680-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address165 W CLOVER RD, TRACY, CA 95376-1856
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2020Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
LOANDEPOT.COM LLC
Mar 31, 2020Loan Modification, Mortgage
MELVIN & CAROL FADNESS
Mar 06, 2020Deed of Trust, Mortgage
MELVIN & CAROL FADNESS
Jul 16, 2019Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2020 · Amount on Record
Deed SaleJul 02, 2020 · Amount on Record
Prior SaleJul 16, 2019 · Amount on Record
Deed Doc Number2020-078408
Record RefreshedJun 08, 2026

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJul 02, 2020
Property Address165 W CLOVER RD, TRACY, CA 95376-1856
Document Number0000078408
Instrument DateJun 26, 2020
Instrument78408
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$459.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address165 W CLOVER RD TRACY CA 953761856, TRACY, CA 95376-1856

Mortgage

Document Number78409
DateJul 02, 2020
Instrument78409
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN JOAQUIN CA
Property Address165 W CLOVER RD, TRACY, CA 95376-1856
Document Number0000042132
Instrument DateMar 31, 2020
Transaction TypeMortgage
Record UpdatedMay 06, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1754 DENNIS AVE MILPITAS CA 950355032, MILPITAS, CA 95035-5032

Mortgage

Document Number0000042132
DateApr 06, 2020
Instrument42132
Lender
NameMELVIN & CAROL FADNESS
Address1465 BOB WHITE PL, SAN JOSE, CA 95131-2500
Agreement
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address165 W CLOVER RD, TRACY, CA 95376-1856
Document Number0000031968
Instrument DateMar 06, 2020
Transaction TypeMortgage
Record UpdatedMay 06, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 W CLOVER RD TRACY CA 953761856, TRACY, CA 95376-1856

Mortgage

Document Number0000031968
DateMar 12, 2020
Instrument31968
Lender
NameMELVIN & CAROL FADNESS
Address1465 BOB WHITE PL, SAN JOSE, CA 95131-2500
Agreement
AmountAmount Recorded
Term360 Months
DueMar 11, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJul 16, 2019
Property Address165 W CLOVER RD, TRACY, CA 95376-1856
Document Number0000075103
Instrument DateJul 12, 2019
Instrument75103
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$304.70
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1754 DENNIS AVE MILPITAS CA 950355032, MILPITAS, CA 95035-5032

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,117.00 (+10.33%) Homeowner's exemption$451,100 (+4.04%) Land $129,890 Building $321,210
2023$4,638.00 (+2.09%) Homeowner's exemption$433,586 Land $124,848 Building $308,738
2022$4,543.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN214-230-680-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,078 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area3,957 sqft (0.09 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area430 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address165 W CLOVER RD
CityTRACY
StateCA
Zip95376-1856
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionREDRAW 891018 FR ORIG APN 211700687
Legal SubdivisionGREENFIELD II
Legal Lot Number136
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionTRACY
Census Blockgroup2
Census Block2003
Census Tract5311

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