172 Vfw Rd, Morganton, NC 28655 Property Records

Burke County property record for 172 Vfw Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 965 sqft · built 1987
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (Aug 2003)
Tax Bill	$874 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1794383329`

Property Details

APN / Parcel Number

Primary APN	`1794383329`
Alternative APN	`42454`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	965 sqft Living Area
Gross Area	2,044 sqft
1st Floor Area	965 sqft
Basement Area	764 sqft
Unfinished Basement	764 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1794383329
Street Address	172 VFW RD
City	MORGANTON
State	NC
Zip	28655-9054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENSITY DIST
Legal Description	172 VFW RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2017
Census Tract	20202

Owner

Source: Burke County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 2923, MORGANTON, NC 28680-2923
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 11, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2003 · Amount on Record
Deed Sale	Aug 27, 2003 · Amount on Record
Deed Document Number	0001281853
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	172 VFW RD, MORGANTON, NC 28655-9054
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025680815
Date	Sep 10, 2021
Book Page	2568/815
Instrument	2021010787

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	172 VFW RD, MORGANTON, NC 28655-9054
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024380794
Date	Dec 11, 2019
Book Page	2438/0794
Instrument	2017035106

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	172 VFW RD, MORGANTON, NC 28655-9054
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024380808
Date	Dec 11, 2019
Book Page	2438/0808
Instrument	2017035107

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MORGANTON, NC 28680

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$874.00 (+0.23%)	$140,089 (-) Land $20,000 Building $120,089	$140,089 (-) Land $20,000 Building $120,089
2023	$872.00	$140,089 Land $20,000 Building $120,089	$140,089 Land $20,000 Building $120,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
City of Morganton Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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