164 Vfw Rd, Morganton, NC 28655 Property Records

Burke County property record for 164 Vfw Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,392 sqft · built 1987
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Jun 2008)
Tax Bill	$934 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1794384077`

Property Details

APN / Parcel Number

Primary APN	`1794384077`
Alternative APN	`43137`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	576 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Unfinished Basement	288 sqft
Flooring	Tile

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	32 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	164 VFW RD
City	MORGANTON
State	NC
Zip	28655-9054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	164 VFW RD MORGANTON, NC 28655
Legal Subdivision	THE MEADOWS SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2017
Census Tract	20202

Owner

164 Vfw Rd is owned and occupied by an individual who acquired it in June 2022.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	164 VFW RD, MORGANTON, NC 28655-9054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 30, 2022	Deed of Distribution, Transfer
Sep 7, 2021	Deed of Trust, Mortgage · FHA Mortgage SELENE FINANCE LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2008 · Amount on File
Deed Sale	Jun 20, 2008 · Amount on File
Deed Document Number	20087843
Deed Book / Page	1773 / 806
Last Transfer Date	Jun 30, 2022
Transfer Doc	0026320020
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	164 VFW RD, MORGANTON, NC 28655-9054
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026410745
Date	Aug 23, 2022
Book Page	2641/745
Instrument	2021024932

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BURKE NC
Recording Date	Jun 30, 2022
Property Address	164 VFW RD, MORGANTON, NC 28655-9054
Document Number	0026320020
Book / Page	2632 / 20
Map Reference	MB 672 PG 728
Instrument Date	Jun 30, 2022
Instrument	2021022898
Transaction Type	Transfer
Record Updated	Jul 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3671 HENDERSON MILL ROAD, VALDESE, NC 28690

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	164 VFW RD, MORGANTON, NC 28655-9054
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 VFW RD, MORGANTON, NC 28655-9054

Mortgage

Document Number	0025670822
Date	Sep 7, 2021
Book Page	2567/822
Instrument	2021010603

Lender

Name	SELENE FINANCE LP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	276 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 164 Vfw Rd was $934, up 0.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$934.00 (+0.54%)	$149,915 (-) Land $17,200 Building $132,715	$149,915 (-) Land $17,200 Building $132,715
2025	$929.00	$149,915 Land $17,200 Building $132,715	$149,915 Land $17,200 Building $132,715
2023	$927.00	$149,915 Land $17,200 Building $132,715	$149,915 Land $17,200 Building $132,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Vfw Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Vfw Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Compas X-Stream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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