164 Umpawaug Rd, Redding, CT 06896 Property Records

Redding Town property record for 164 Umpawaug Rd, Redding, CT 06896

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,214 sqft · built 1968
Lot Size	2.04 acres (88,862 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,780,000 (Aug 2024)
Tax Bill	$24,580 (2026)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Oct 2023 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`REDD M:28 L:22`

Property Details

APN / Parcel Number

Primary APN	`REDD M:28 L:22`
Alternative APNs	`00247500` `247500`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,214 sqft Living Area
Gross Area	8,770 sqft
1st Floor Area	2,345 sqft
Basement Area	975 sqft
Unfinished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,862 sqft (2.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	247500
Street Address	164 UMPAWAUG RD
City	REDDING
State	CT
Zip	06896-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Lot Number	22
Jurisdiction	REDDING CT
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2000
Census Tract	240100

Owner

Source: Redding Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 GREENWICH ST, 2E, NEW YORK, NY 10014-2585
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIBANK NA
Oct 24, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 17, 2021	Deed of Trust, Mortgage · Balloon Mortgage SAVINGS BANK OF DANBURY
Feb 10, 2021	Deed of Trust, Mortgage · Balloon Mortgage SAVINGS BANK OF DANBURY
Jun 15, 2017	Deed of Trust, Mortgage UNION SVGS BK DANBURY
Feb 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNION SAVINGS BANK OF DANBURY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2024 · Amount on Record
Deed Sale	Aug 20, 2024 · Amount on Record
Prior Sale	Aug 4, 2003 · Amount on Record
Deed Book / Page	448 / 1012
Prior Transfer Date	Sep 27, 2023
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	REDDING CT
Recording Date	Aug 20, 2024
Property Address	164 UMPAWAUG RD, REDDING, CT 06896-2210
Document Number	00448-1012
Book / Page	448 / 1012
Instrument Date	Aug 16, 2024
Transaction Type	Transfer
Record Updated	Sep 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	708 GREENWICH ST APT 2E, 2E, NEW YORK, NY 10014-2585

Mortgage

Document Number	0004481015
Date	Aug 20, 2024
Instrument	448/1015

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2034
Max Rate At Change	2.75%
Index	Other

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	REDDING CT
Recording Date	Oct 24, 2023
Property Address	164 UMPAWAUG RD, REDDING, CT 06896-2210
Document Number	00445-1234
Book / Page	445 / 1234
Instrument Date	Sep 27, 2023
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	164 UMPAWAUG RD, REDDING, CT 06896-2210

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	REDDING CT
Recording Date	Oct 24, 2023
Property Address	164 UMPAWAUG RD, REDDING, CT 06896-2210
Document Number	00445-1236
Book / Page	445 / 1236
Instrument Date	Sep 27, 2023
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 UMPAWAUG RD, REDDING, CT 06896-2210

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	REDDING CT
Recording Date	Oct 24, 2023
Property Address	164 UMPAWAUG RD, REDDING, CT 06896-2210
Document Number	00445-1238
Book / Page	445 / 1238
Instrument Date	Sep 27, 2023
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 UMPAWAUG RD, REDDING, CT 06896-2210

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	164 UMPAWAUG RD, REDDING, CT 06896-2210
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	429-753
Date	Feb 17, 2021
Book Page	429/753

Lender

Name	SAVINGS BANK OF DANBURY
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	164 UMPAWAUG RD, REDDING, CT 06896-2210
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	429-504
Date	Feb 10, 2021
Book Page	429/504

Lender

Name	SAVINGS BANK OF DANBURY
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	164 UMPAWAUG RD, REDDING, CT 06896-2210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	408-1220
Date	Jun 15, 2017
Book Page	408/1220

Lender

Name	UNION SVGS BK DANBURY

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	164 UMPAWAUG RD, REDDING, CT 06896-2210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	421-281
Date	Feb 3, 2020
Book Page	421/281

Lender

Name	UNION SAVINGS BANK OF DANBURY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Redding Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Redding Town
Elementary School District	Redding School District (PK - 08)
Secondary School District	Regional School District 09 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,580.00 (+3.15%)	$806,700 (-) Land $182,600 Building $624,100	$1,578,113 (+179.47%)
2025	$23,830.00	$806,700 (-) Land $182,600 Building $624,100	$564,690 Land $127,820 Building $436,870
2024	$23,830.00 (+6.68%)
2023	$22,338.00 (+4.15%)	$806,700 (+25.4%) Land $182,600 Building $624,100
2022	$21,448.00	$643,300 Land $197,200 Building $446,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

Cell Coverage

5G (outdoors only) and 4G LTE

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