172 Terraza Ct, Costa Mesa, CA 92627 Property Records

Orange County property record for 172 Terraza Ct, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,903 sqft · built 1990
Lot Size	0.061 acres (2,674 sqft)
Owner	Individual Name on Record
Last Sale	$1,025,000 (May 2021)
Tax Bill	$12,147 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`439-295-06`

Property Details

APN / Parcel Number

Primary APN	`439-295-06`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,903 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	2,674 sqft (0.061 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	172 TERRAZA CT
City	COSTA MESA
State	CA
Zip	92627-5168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14378 BLK LOT 6
Legal Subdivision	TRACT NUMBER 14378
Legal Tract	14378
Legal Lot Number	6
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3002
Census Tract	63102

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	172 TERRAZA CT, COSTA MESA, CA 92627-5168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Grant Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Jan 28, 2021	Grant Deed, Transfer · Commercial Mortgage PAC PROPERTIES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Jan 28, 2021 · Amount on Record
Deed Document Number	2021353056
Prior Transfer Date	Feb 25, 1999
Prior Transfer Doc	0000150931
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 28, 2021
Property Address	172 TERRAZA CT, COSTA MESA, CA 92627-5168
Document Number	0000353056
Map Reference	MB 678 PG 14-17
Instrument Date	May 12, 2021
Instrument	2021000353056
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	172 TERRAZA CT, COSTA MESA, CA 92627-5168

Mortgage

Document Number	0000353057
Date	May 28, 2021
Instrument	2021000353057

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 28, 2021
Property Address	172 TERRAZA CT, COSTA MESA, CA 92627-5168
Document Number	0000063316
Map Reference	MB 678 PG 14-17
Instrument Date	Jan 22, 2021
Instrument	2021000063316
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2065 N INDIAN HILL BLVD, CLAREMONT, CA 91711-2723
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063317
Date	Jan 28, 2021
Instrument	2021000063317

Lender

Name	PAC PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000063318
Date	Jan 28, 2021
Instrument	2021000063318

Lender

Name	R B REAL ESTATE INVESTMENTS INC
Type	Non-Lending Institution
Address	WEST COVINA, CA 91793

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,131,681 (+2%) Land $868,583 Building $263,098
2025	$12,147.00 (+4.03%)	$1,109,492 (+4.04%) Land $851,552 Building $257,940
2023	$11,676.00 (+1.85%)	$1,066,410 (+2%) Land $818,485 Building $247,925
2022	$11,464.00	$1,045,500 Land $802,436 Building $243,064

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1990–2018)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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