163 Terraza Ct, Costa Mesa, CA 92627 Property Records

Orange County property record for 163 Terraza Ct, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,903 sqft · built 1990
Lot Size	0.05 acres (2,182 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Aug 2003)
Tax Bill	$8,270 (2025)
Deeds & Mortgages	Dec 2020 Transfer Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`439-295-09`

Property Details

APN / Parcel Number

Primary APN	`439-295-09`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,903 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	2,182 sqft (0.05 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	163 TERRAZA CT
City	COSTA MESA
State	CA
Zip	92627-5169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14378 BLK LOT 9
Legal Subdivision	TRACT NO 14378
Legal Tract	14378
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3002
Census Tract	63102

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	163 TERRAZA CT, COSTA MESA, CA 92627-5169
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 2, 2020	Quit Claim Deed, Transfer NEXTITLE
Jul 2, 2020	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2003 · Amount on Record
Deed Sale	Aug 14, 2003 · Amount on Record
Prior Sale	Dec 29, 1999 · Amount on Record
Deed Document Number	2003979838
Last Transfer Date	Dec 10, 2020
Transfer Doc	0000745301
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 17, 2020
Property Address	163 TERRAZA CT, COSTA MESA, CA 92627-5169
Document Number	0000745301
Instrument Date	Nov 10, 2020
Instrument	745301
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	163 TERRAZA CT COSTA MESA CA 926275169, COSTA MESA, CA 92627-5169

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 2, 2020
Property Address	163 TERRAZA CT, COSTA MESA, CA 92627-5169
Document Number	0000314294
Instrument Date	Jun 10, 2020
Instrument	314294
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	NEXTITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	163 TERRAZA CT COSTA MESA CA 926275169, COSTA MESA, CA 92627-5169

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 2, 2020
Property Address	163 TERRAZA CT, COSTA MESA, CA 92627-5169
Document Number	0000314295
Map Reference	MB 678 PG 14-17
Instrument Date	Jun 10, 2020
Instrument	2020000314295
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	NEXTITLE A T&E CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 TERRAZA CT, COSTA MESA, CA 92627-5169

Mortgage

Document Number	0000314296
Date	Jul 2, 2020
Instrument	2020000314296

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$761,360 (+2%) Land $449,923 Building $311,437
2025	$8,270.00 (+4.1%) Homeowner's exemption	$746,432 (+4.04%) Land $441,101 Building $305,331
2023	$7,944.00 (+1.95%) Homeowner's exemption	$717,449 Land $423,973 Building $293,476
2022	$7,792.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1990–2018)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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