172 Settles Mountain Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 172 Settles Mountain Rd, Cobleskill, NY 12043 · Last verified May 2026

Property Summary

Property TypeRural Home
Details4 bd · 1 ba · 1,544 sqft · built 1900
Lot Size20.6 acres (899,950 sqft)
OwnerCompany Name on File
Tax Bill$6,274 (2025)
Flood ZoneZone X (minimal risk)
APN432601 55.20-1-16

Property Details

APN / Parcel Number

Primary APN432601 55.20-1-16
Alternative APNs
  • 260105502000010160000000
  • 431A101307

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,544 sqft Living Area
1st Floor Area772 sqft
2nd Floor Area772 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area899,950 sqft (20.6 acres)
Lot Width230 ft Width
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area140 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number431A101307
Street Address172 SETTLES MOUNTAIN RD
CityCOBLESKILL
StateNY
Zip12043-7406
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionFARM BLDGS & HSE
Legal Block1
Legal Lot Number16.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group3
Census Block3004
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 55.20-1-16

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address226 GOLF CLUB DR, NEW SMYRNA BEACH, FL 32168-2123
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,274.00 (+7.3%)$106,100 (-) Land $75,200 Building $30,900$216,531 (+16.33%) Land $153,470 Building $63,061
2023$106,100 Land $75,200 Building $30,900$186,140 Land $131,930 Building $54,210
2020$5,847.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957402003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1996–2011)
Most Recent ClaimAug 2011, rainfall accumulation, Hurricane Irene
Claims By Storm
  • Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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