Schoharie County and Cobleskill Town property record for 166 Settles Mountain Rd, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1890 |
| Square Footage | 2,624 sqft Living Area |
| Lot Size | 43,996 sqft (1.01 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $149,900 (2020) |
| Tax Bill | $4,647.00 (2025) |
| Primary APN | 432601 55.20-1-15.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 2,624 sqft Living Area |
| 1st Floor | 1,792 sqft 1st Floor |
| 2nd Floor | 616 sqft 2nd Floor |
| Upper Floors | 216 sqft Upper Floors |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 43,996 sqft (1.01 acres) |
| Lot Width | 151 ft Width |
| Porch Area | 192 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 431A101308 |
|---|---|
| Street Address | 166 SETTLES MOUNTAIN RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7406 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 15.001 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432601 55.20-1-15.1
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 166 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7406 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Feb 11, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2020 · Amount on Record |
| Deed Sale | Feb 11, 2020 · Amount on Record |
| Prior Sale | Jun 30, 2016 · Amount on Record |
| Deed Doc Number | 2020773213 |
| Deed Book / Page | 1108 / 35 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 166 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7406 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 001901/233 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 1901/233 |
| Instrument | 781475 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Feb 11, 2020 |
| Property Address | 166 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7406 |
| Document Number | 0001108/35 |
| Book / Page | 1108 / 35 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 773213 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 LAURINDA DR, COMMACK, NY 11725-4503 |
| Document Number | 0000773214 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 773214 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0001108/35 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 1108/35 |
| Instrument | 773213 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,647.00 (-40.12%) | $76,800 (-) Land $10,000 Building $66,800 | $156,735 (+16.33%) Land $20,408 Building $136,327 |
| 2023 | $76,800 Land $10,000 Building $66,800 | $134,737 Land $17,544 Building $117,193 | |
| 2020 | $7,761.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 20th percentile nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures