172 S Margay St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 172 S Margay St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1912
Lot Size	0.183 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$127,200 (Jun 2026)
Tax Bill	$2,329 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 2 more
APN	`060300 79.12-4-71`

Property Details

APN / Parcel Number

Primary APN	`060300 79.12-4-71`
Alternative APNs	`03000790120004071000` `030115560`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	770 sqft
Upper Floors Area	262 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030115560
Street Address	172 S MARGAY ST
City	DUNKIRK
State	NY
Zip	14048-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	80 X 100 RES; OLD APN: 060300 27-2-12
Legal Block	4
Legal Lot Number	71.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	3
Census Block	3010
Census Tract	35500

Owner

172 S Margay St is owned by two individuals who bought it in June 2026.

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	427 NEVINS ST, DUNKIRK, NY 14048-3142
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jul 28, 2023	Deed, Transfer · Stand-Alone First Mortgage HOME HEADQUARTERS INC
Oct 11, 2022	Public Action, Foreclosure
Oct 11, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Jul 28, 2023 · Amount on File
Deed Document Number	20264450
Prior Transfer Date	Oct 3, 2022
Prior Transfer Doc	DE2022007043
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jun 30, 2026
Property Address	172 S MARGAY ST, DUNKIRK, NY 14048-1347
Document Number	0000004450
Instrument Date	Jun 15, 2026
Instrument	20264450
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,388.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 NEVINS ST, DUNKIRK, NY 14048-3142

Mortgage

Document Number	0000000038,
Date	Jun 30, 2026
Instrument	202638

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.53%
Max Rate	-1%

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jul 28, 2023
Property Address	172 S MARGAY ST, DUNKIRK, NY 14048-1347
Document Number	DE2023004722
Instrument Date	Jul 28, 2023
Instrument	DE2023004722
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3782 FRANKLIN AVE, DUNKIRK, NY 14048-3171

Mortgage

Document Number	MT2023003025
Date	Jul 28, 2023
Instrument	MT2023003025

Lender

Name	HOME HEADQUARTERS INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	MT2023003026
Date	Jul 28, 2023
Instrument	MT2023003026

Lender

Name	HOME HEADQUARTERS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHAUTAUQUA NY
Recording Date	Oct 11, 2022
Property Address	172 S MARGAY ST, DUNKIRK, NY 14048-1347
Document Number	DE2022007042
Instrument Date	Oct 3, 2022
Instrument	DE2022007042
Transaction Type	Foreclosure
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GERACE OFFICE BUILDING OFC BUILDING, BUILDING, MAYVILLE, NY 14757

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Oct 11, 2022
Property Address	172 S MARGAY ST, DUNKIRK, NY 14048-1347
Document Number	DE2022007043
Instrument Date	Oct 3, 2022
Instrument	DE2022007043
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 603, FREDONIA, NY 14063-0603

Tax Assessment & Valuation

The 2026 property tax bill for 172 S Margay St was $2,329, up 46.5% from the year before.

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,329.00 (+46.48%)
2025	$1,590.00	$56,000 Land $3,800 Building $52,200	$127,273 Land $8,636 Building $118,637
2023		$39,500 (-) Land $3,800 Building $35,700	$71,818 (+14.55%) Land $6,909 Building $64,909
2022		$39,500 Land $3,800 Building $35,700	$62,698 Land $6,032 Building $56,666

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 172 S Margay St; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 S Margay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service.

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