157 S Margay St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 157 S Margay St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,136 sqft · built 1954
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Aug 2024)
Tax Bill	$2,392 (2026)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Jan 2022 Sale
APN	`060300 79.12-3-37`

Property Details

APN / Parcel Number

Primary APN	`060300 79.12-3-37`
Alternative APNs	`03000790120003037000` `030115020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030115020
Street Address	157 S MARGAY ST
City	DUNKIRK
State	NY
Zip	14048-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	60 X 100 RES; OLD APN: 060300 27-4-5
Legal Block	3
Legal Lot Number	37.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	3
Census Block	3011
Census Tract	35500

Owner

157 S Margay St is owned by two individuals who bought it in August 2024.

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 BERRY RD, FREDONIA, NY 14063-1611
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2024	Deed, Transfer · Stand-Alone First Mortgage LAKE SHORE SAVINGS BANK
Jan 12, 2022	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024 · Amount on File
Deed Sale	Aug 9, 2024 · Amount on File
Prior Sale	Jan 12, 2022 · Amount on File
Deed Document Number	20245011
Record Updated	Oct 29, 2026

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Aug 9, 2024
Property Address	157 S MARGAY ST, DUNKIRK, NY 14048-1348
Document Number	DE2024005011
Instrument Date	Aug 7, 2024
Instrument	DE2024005011
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 BERRY RD, FREDONIA, NY 14063-1611

Mortgage

Document Number	MT2024002841
Date	Aug 9, 2024
Instrument	MT2024002841

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

January 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jan 12, 2022
Property Address	157 S MARGAY ST, DUNKIRK, NY 14048-1348
Document Number	DE2022001172
Instrument Date	Dec 28, 2021
Instrument	DE2022001172
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 BAY LN, CHAUTAUQUA, NY 14048

Tax Assessment & Valuation

The 2026 property tax bill for 157 S Margay St was $2,392, up 3.3% from the year before.

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,392.00 (+3.33%)
2025	$2,315.00	$57,500 Land $3,000 Building $54,500	$130,682 Land $6,818 Building $123,864
2023		$57,500 (-) Land $3,000 Building $54,500	$104,545 (+14.54%) Land $5,455 Building $99,090
2022		$57,500 Land $3,000 Building $54,500	$91,270 Land $4,762 Building $86,508

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 157 S Margay St; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 S Margay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service.

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