172 Rood Ave, Waterloo, WI 53594 Property Records

Jefferson County property record for 172 Rood Ave, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.417 acres (18,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (Nov 2014)
Tax Bill	$4,602 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0821-013`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0821-013`

Exterior

Lot Area	18,208 sqft (0.417 acres)
Lot Dimensions	138 ft deep x 132 ft wide

Location & Zoning

Street Address	172 ROOD AVE
City	WATERLOO
State	WI
Zip	53594-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W6FT OF LOT 9 & LOTS 10&11, BLK 3, I R ROOD'S ADD
Legal Range	13E
Legal Township	08N
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	ROODS ADD
Legal Block	3
Legal Lot Number	9 11
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2026
Census Tract	100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 ROOD AVE, WATERLOO, WI 53594-1520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK CMG
Aug 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage GREENWOODS STATE BANK
Jun 27, 2017	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENWOODS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2014 · Amount on Record
Deed Sale	Nov 20, 2014 · Amount on Record
Prior Sale	Sep 12, 2011 · Amount on Record
Deed Document Number	1348591
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	172 ROOD AVE, WATERLOO, WI 53594-1520
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001501246
Date	Nov 17, 2025
Instrument	1501246

Lender

Name	BANK CMG
Address	MADISON, WI 53717

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Jan 1, 2031

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	172 ROOD AVE, WATERLOO, WI 53594-1520
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001476134
Date	Aug 1, 2023
Instrument	1476134

Lender

Name	GREENWOODS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	172 ROOD AVE, WATERLOO, WI 53594-1520
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001384364
Date	Jun 27, 2017
Instrument	1384364

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	172 ROOD AVE, WATERLOO, WI 53594-1520
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001443595
Date	Apr 15, 2021
Instrument	1443595

Lender

Name	GREENWOODS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,602.00 (+41.34%) Homeowner's exemption	$251,200 (+54.3%) Land $44,500 Building $206,700	$277,200
2023	$3,256.00 Homeowner's exemption	$162,800 Land $36,500 Building $126,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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