123 Rood Ave, Waterloo, WI 53594 Property Records

Jefferson County property record for 123 Rood Ave, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on Record
Last Sale	$311,000 (Jul 2024)
Tax Bill	$5,374 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0821-018`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0821-018`

Exterior

Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	132 ft deep x 63 ft wide

Location & Zoning

Street Address	123 ROOD AVE
City	WATERLOO
State	WI
Zip	53594-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLK 1, ROOD'S ADD
Legal Range	13E
Legal Township	08N
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	ROODS ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2025
Census Tract	100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 ROOD AVE, WATERLOO, WI 53594-1519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage BARRINGTON BANK & TRUST CO NA
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage EDUCATED MTG SVCS LLC
Oct 17, 2018	Deed of Trust, Transfer · Conventional Mortgage EDUCATED MTG SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	1485575
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Mar 31, 2022
Property Address	123 ROOD AVE, WATERLOO, WI 53594-1519
Document Number	0001460734
Instrument Date	Mar 31, 2022
Instrument	1460734
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 ROOD AVE, WATERLOO, WI 53594-1519

Mortgage

Document Number	0001460735
Date	Mar 31, 2022
Instrument	1460735

Lender

Name	BARRINGTON BANK & TRUST CO NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	123 ROOD AVE, WATERLOO, WI 53594-1519
Document Number	0001426798
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 ROOD AVE WATERLOO WI 535941519, WATERLOO, WI 53594-1519

Mortgage

Document Number	0001426798
Date	Jun 25, 2020
Instrument	1426798

Lender

Name	EDUCATED MTG SVCS LLC
Address	SUN PRAIRIE, WI 53590

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

October 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	123 ROOD AVE, WATERLOO, WI 53594-1519
Document Number	0001402858
Instrument Date	Oct 17, 2018
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	OTHER

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 ROOD AVE WATERLOO WI 535941519, WATERLOO, WI 53594-1519

Mortgage

Document Number	0001402858
Date	Oct 23, 2018
Instrument	1402858

Lender

Name	EDUCATED MTG SVCS LLC
Address	100 WILBURN RD, SUN PRAIRIE, WI 53590-1478

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,374.00 (+50.28%) Homeowner's exemption	$293,300 (+64.31%) Land $37,000 Building $256,300	$323,700
2023	$3,576.00 Homeowner's exemption	$178,500 Land $30,000 Building $148,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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