172 Riverwalk Rd, Stony Point, NC 28678 Property Records

Iredell County property record for 172 Riverwalk Rd, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,966 sqft · built 2007
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2017)
Tax Bill	$1,923 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3774-64-0937.000`

Property Details

APN / Parcel Number

Primary APN	`3774-64-0937.000`
Alternative APN	`80046768`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,966 sqft Heated Area
Gross Area	5,334 sqft
1st Floor Area	1,966 sqft
Attic	Attic
Attic Area	1,194 sqft
Basement Area	308 sqft
Unfinished Basement	308 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	45,738 sqft (1.05 acres)
Garage Area	1,358 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	318 sqft
Patio Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80046768
Street Address	172 RIVERWALK RD
City	STONY POINT
State	NC
Zip	28678-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L6 RIVERWALK PH 1 PB 25-51-56
Legal Subdivision	RIVERWALK
Legal Block	64
Legal Lot Number	6
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2012
Census Tract	61101

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	172 RIVERWALK RD, STONY POINT, NC 28678-9000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2017	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU
Jan 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on Record
Deed Sale	Aug 7, 2017 · Amount on Record
Prior Sale	Oct 24, 2013 · Amount on Record
Deed Book / Page	2504 / 2341
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 7, 2017
Property Address	172 RIVERWALK RD, STONY POINT, NC 28678-9000
Document Number	25042341
Book / Page	2504 / 2341
Map Reference	MB 25 PG 51-56
Instrument Date	Jul 4, 2017
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 RIVERWALK RD, STONY POINT, NC 28678-9000

Mortgage

Document Number	25042343
Date	Aug 7, 2017
Instrument	2504/2343

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	172 RIVERWALK RD, STONY POINT, NC 28678-9000
Document Number	2470852
Book / Page	002470 / 000852
Instrument Date	Jan 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	172 RIVERWALK RD STONY POINT NC 286789000, STONY POINT, NC 28678-9000

Mortgage

Document Number	2470852
Date	Jan 23, 2017
Book Page	002470/000852

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,810 (-) Land $25,500 Building $290,310	$315,810 (-) Land $25,500 Building $290,310
2025	$1,923.00	$315,810 (-) Land $25,500 Building $290,310	$315,810 (-) Land $25,500 Building $290,310
2024	$1,923.00	$315,810 (-) Land $25,500 Building $290,310	$315,810 (-) Land $25,500 Building $290,310
2023	$1,923.00 (+24.63%)	$315,810 (+33.54%) Land $25,500 Building $290,310	$315,810 (+33.54%) Land $25,500 Building $290,310
2022	$1,543.00	$236,490 Land $25,500 Building $210,990	$236,490 Land $25,500 Building $210,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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