138 Riverwalk Rd, Stony Point, NC 28678 Property Records

Iredell County property record for 138 Riverwalk Rd, Stony Point, NC 28678

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.15 acres (93,915 sqft)
Owner	2 Trust Names on File
Last Sale	$102,500 (Aug 2025)
Tax Bill	$177 (2025)
Deeds & Mortgages	Aug 2025 Sale & Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3774-65-1670.000`

Property Details

APN / Parcel Number

Primary APN	`3774-65-1670.000`
Alternative APN	`80071827`

Exterior

Lot Area	93,915 sqft (2.15 acres)
Lot Width	200 ft Width

Location & Zoning

Account Number	80071827
Street Address	138 RIVERWALK RD
City	STONY POINT
State	NC
Zip	28678-9000
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RA
Legal Description	L41 RIVERWALK ADDN SEC 1 PB 28-139
Legal Subdivision	RIVERWALK
Legal Block	65
Legal Lot Number	41
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2012
Census Tract	61101

Owner

138 Riverwalk Rd, residential vacant land, is held in a trust since August 2025.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 252, DENVER, NC 28037-0252
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Warranty Deed, Transfer · Line of Credit RONNIE GOODMAN
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
May 29, 2020	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Feb 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on File
Deed Sale	Aug 26, 2025 · Amount on File
Prior Sale	May 29, 2020 · Amount on File
Deed Book / Page	3157 / 1554
Prior Transfer Date	Jan 25, 2018
Prior Transfer Doc	25392109
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 26, 2025
Property Address	138 RIVERWALK RD, STONY POINT, NC 28678-9000
Document Number	0031571554
Book / Page	3157 / 1554
Map Reference	MB 28 PG 139
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 SAINT CLOUD DR, STATESVILLE, NC 28625-4645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 252, DENVER, NC 28037-0252

Mortgage

Document Number	0031571558
Date	Aug 26, 2025
Instrument	3157/1558

Lender

Name	RONNIE GOODMAN
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2030

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	138 RIVERWALK RD, STONY POINT, NC 28678-9000
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029091413
Date	Apr 6, 2022
Book Page	2909/1413

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2027
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	10.2%
Index	5-Year CMT
Max Rate	10.2%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	May 29, 2020
Property Address	138 RIVERWALK RD, STONY POINT, NC 28678-9000
Document Number	2702901
Book / Page	2702 / 901
Map Reference	MB 28 PG 139
Instrument Date	May 26, 2020
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 MONARCH ST, 165, CLARKSBURG, WV 26301-6005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 RIVERWALK RD, STONY POINT, NC 28678-9000

Mortgage

Document Number	2702904
Date	May 29, 2020
Instrument	2702/904

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	May 29, 2022

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	Feb 19, 2018
Property Address	138 RIVERWALK RD, STONY POINT, NC 28678-9000
Document Number	25392109
Book / Page	002539 / 002109
Instrument Date	Jan 25, 2018
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 MONARCH ST CLARKSBURG WV 263016005, CLARKSBURG, WV 26301-6005

Tax Assessment & Valuation

The 2025 property tax bill for 138 Riverwalk Rd was $177.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,000 (-) Land $30,000	$30,000 (-) Land $30,000
2025	$177.00	$30,000 Land $30,000	$30,000 Land $30,000
2023	$177.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 138 Riverwalk Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Riverwalk Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverwalk Rd

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