172 Minott St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 172 Minott St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 936 sqft · built 1953
Lot Size	1.49 acres (65,227 sqft)
Owner	2 Company Names on Record
Last Sale	$325,000 (May 2022)
Tax Bill	$4,148 (2026)
Deeds & Mortgages	Sep 2022 Transfer Jun 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:W07 B:4 L:6`

Property Details

APN / Parcel Number

Primary APN	`GARD M:W07 B:4 L:6`
Alternative APN	`M:X-09 B:0010 L:0003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	2,170 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,227 sqft (1.49 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	172 MINOTT ST
City	GARDNER
State	MA
Zip	01440-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	4
Legal Lot Number	6
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2046
Census Tract	707100

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	172 MINOTT ST, GARDNER, MA 01440-3624
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU
May 17, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Prior Sale	Mar 16, 2004 · Amount on Record
Deed Document Number	202253900
Deed Book / Page	67605 / 377
Last Transfer Date	Aug 26, 2022
Transfer Doc	068247-354
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 22, 2022
Property Address	172 MINOTT ST, GARDNER, MA 01440-3624
Document Number	068247-354
Book / Page	68247 / 354
Instrument Date	Aug 26, 2022
Instrument	103849
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 MINOTT ST, GARDNER, MA 01440-3624

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	172 MINOTT ST, GARDNER, MA 01440-3624
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067792-291
Date	Jun 23, 2022
Book Page	67792/291
Instrument	68251

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARDNER MA
Recording Date	May 17, 2022
Property Address	172 MINOTT ST, GARDNER, MA 01440-3624
Document Number	067605-377
Book / Page	67605 / 377
Instrument Date	May 17, 2022
Instrument	53900
Transaction Type	Transfer
Record Updated	Jun 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 MINOTT ST, GARDNER, MA 01440-3624

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,148.00 (+10,017.07%)	$301,200 (+3.04%) Land $96,600 Building $204,600	$355,885 (-7.34%)
2025	$41.00 (-98.99%)	$292,300 (+7.94%) Land $87,600 Building $204,700	$384,085
2024	$4,059.00 (+5.92%)	$270,800 (+13.97%) Land $79,800 Building $191,000
2023	$3,832.00	$237,600 Land $78,500 Building $159,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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