172 Lucent Ln, Mooresville, NC 28117 Property Records

Iredell County property record for 172 Lucent Ln, Mooresville, NC 28117

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 3,916 sqft · built 2020
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on Record
Last Sale$183,000 (Jun 1992)
Tax Bill$15,225 (2025)
Deeds & MortgagesDec 2020 Mortgage
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN4614-95-1342.000

Property Details

APN / Parcel Number

Primary APN4614-95-1342.000
Alternative APN
  • 77394467

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,916 sqft Heated Area
Gross Area6,624 sqft
1st Floor Area1,929 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialFiber Cement Siding
Foundation TypeFooting
Roof TypeGable
Roof MaterialWood Shingle
Lot Area39,640 sqft (0.91 acres)
Garage TypeMixed
Garage Area1,003 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Deck Area192 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number77394467
Street Address172 LUCENT LN
CityMOORESVILLE
StateNC
Zip28117-7316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal Description#259 S6 M17-626 PB 34-30 MECK-NECK
Legal SubdivisionMECK NECK
Legal Block95
JurisdictionIREDELL NC
Township / Civil DivisionDAVIDSON
Census Block Group3
Census Block3006
Census Tract61406

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4024 BLACK SYCAMORE DR, CHARLOTTE, NC 28226-4308
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
WHITLEY MORTGAGE ASSOCIATES INC
Nov 6, 2019Trustee's Deed, Construction Loan · Line of Credit
AMERICAN BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 1992 · Amount on Record
Deed SaleJun 1, 1992 · Amount on Record
Prior SaleMar 1, 1989 · Amount on Record
Deed Book / Page6897 / 409
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address172 LUCENT LN, MOORESVILLE, NC 28117-7316
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number27611499
DateDec 9, 2020
Book Page2761/1499
Lender
NameWHITLEY MORTGAGE ASSOCIATES INC
TypeMortgage Company
AddressMONROE, NC 28111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

November 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionIREDELL NC
Recording DateNov 6, 2019
Property Address172 LUCENT LN, MOORESVILLE, NC 28117-7316
Book / Page002656 / 002146
Instrument DateNov 4, 2019
Transaction TypeConstruction Loan
Record UpdatedNov 22, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4024 BLACK SYCAMORE DR CHARLOTTE NC 282264308, CHARLOTTE, NC 28226-4308

Mortgage

Document Number26562146
DateNov 6, 2019
Book Page002656/002146
Lender
NameAMERICAN BK&TR
TypeBank
AddressMONROE, NC 28110
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,570,490 (-) Land $770,000 Building $1,800,490$2,570,490 (-) Land $770,000 Building $1,800,490
2025$15,225.00$2,570,490 (-) Land $770,000 Building $1,800,490$2,570,490 (-) Land $770,000 Building $1,800,490
2024$15,225.00$2,570,490 (-) Land $770,000 Building $1,800,490$2,570,490 (-) Land $770,000 Building $1,800,490
2023$15,225.00 (+44.7%)$2,570,490 (+54.17%) Land $770,000 Building $1,800,490$2,570,490 (+54.17%) Land $770,000 Building $1,800,490
2022$10,522.00$1,667,340 Land $522,500 Building $1,144,840$1,667,340 Land $522,500 Building $1,144,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARBOUR POINT S/D
private · serves 4,031 people · EPA ID NC0149185
Water SourcePurchased surface water from TOWN OF MOORESVILLE
Last State InspectionMar 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Windstream
DSL
200 / 20

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