138 Lucent Ln, Mooresville, NC 28117 Property Records

Iredell County property record for 138 Lucent Ln, Mooresville, NC 28117

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,953 sqft · built 2022
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,750,000 (Sep 2026)
Tax Bill	$16,438 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4614-95-2975.000`

Property Details

APN / Parcel Number

Primary APN	`4614-95-2975.000`
Alternative APN	`80084259`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,953 sqft Heated Area
Gross Area	5,759 sqft
1st Floor Area	2,723 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile/Manufactured
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	32,234 sqft (0.74 acres)
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Pool Area	480 sqft
Porch	Slab
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80084259
Street Address	138 LUCENT LN
City	MOORESVILLE
State	NC
Zip	28117-7316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	#251A S6 M17-626 PB 34-30MECK-NECK
Legal Subdivision	MECK NECK
Legal Block	95
Jurisdiction	IREDELL NC
Township / Civil Division	DAVIDSON
Census Block Group	3
Census Block	3006
Census Tract	61406

Owner

Source: Iredell County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 LUCENT LN, MOORESVILLE, NC 28117-7316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer MASTER TITLE
Jun 21, 2022	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	20269850
Deed Book / Page	3242 / 388
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Sep 18, 2026
Property Address	138 LUCENT LN, MOORESVILLE, NC 28117-7316
Document Number	0000009850
Book / Page	3242 / 388
Instrument Date	Sep 18, 2026
Instrument	20269850
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	MASTER TITLE

Transaction

Amount	Amount Recorded
Tax	$757,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 LUCENT LN, MOORESVILLE, NC 28117-7316

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	138 LUCENT LN, MOORESVILLE, NC 28117
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1727 TRILLIUM LN, BLACKSBURG, VA 24060-9172

Mortgage

Document Number	0029272151
Date	Jun 21, 2022
Book Page	2927/2151

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jul 23, 2021
Property Address	138 LUCENT LN, MOORESVILLE, NC 28117
Document Number	0002835377
Book / Page	2835 / 377
Map Reference	MB 34 PG 30
Instrument Date	Jul 21, 2021
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	BARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,756.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4951 BONITA BAY BLVD UNIT 1105, 1105, BONITA SPRINGS, FL 34134-1723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 BELLONA ST, DANIEL ISLAND, SC 29492-8908

Mortgage

Document Number	0002835379
Date	Jul 23, 2021
Instrument	2835/379

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,776,040 (-) Land $700,000 Building $2,076,040	$2,776,040 (-) Land $700,000 Building $2,076,040
2025	$16,438.00	$2,776,040 (-) Land $700,000 Building $2,076,040	$2,776,040 (-) Land $700,000 Building $2,076,040
2024	$16,438.00 (+101.54%)	$2,776,040 (+102.29%) Land $700,000 Building $2,076,040	$2,776,040 (+102.29%) Land $700,000 Building $2,076,040
2023	$8,156.00 (+165.15%)	$1,372,310 (+179.94%) Land $700,000 Building $672,310	$1,372,310 (+179.94%) Land $700,000 Building $672,310
2022	$3,076.00	$490,220 Land $475,000 Building $15,220	$490,220 Land $475,000 Building $15,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOUR POINT S/D private · serves 4,031 people · EPA ID NC0149185
Water Source	Purchased surface water from TOWN OF MOORESVILLE
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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