172 Harborview Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 172 Harborview Dr, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,572 sqft · built 2000
Lot Size	0.513 acres (22,352 sqft)
Owner	Owner Name on Record
Last Sale	$1,500,000 (Sep 2014)
Tax Bill	$23,743 (2024)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00482240-000000`

Property Details

APN / Parcel Number

Primary APN	`00482240-000000`
Alternative APNs	`27623800482240000000` `1591491`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,572 sqft Living Area
1st Floor Area	2,572 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	22,352 sqft (0.513 acres)
Garage Area	791 sqft

Exterior Amenities

Pool Area	544 sqft
Porch	Open Porch
Porch Area	3,320 sqft
Patio Area	76 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1591491
Old Parcel Number	27623800482240000000
Street Address	172 HARBORVIEW DR
City	TAVERNIER
State	FL
Zip	33070-2663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 4 LT 6 TAVERNIER HARBOR PB2-36 KEY LARGO OR99-129/32 OR175-535/36 OR175-246/47 PROB NO 81-17-CP-12 OR832-451/53
Legal Range	38E
Legal Township	62S
Legal Section	27
Legal Subdivision	TAVERNIER HARBOR
Legal Block	4
Legal Lot Number	6
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1016
Census Tract	970700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1717 SE 11TH ST, FORT LAUDERDALE, FL 33316-1445

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2014 · Amount on Record
Deed Sale	Sep 4, 2014 · Amount on Record
Prior Sale	Jul 20, 1998 · Amount on Record
Deed Document Number	1996587
Deed Book / Page	2701 / 1679
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	172 HARBORVIEW DR, TAVERNIER, FL 33070-2663
Document Number	0030051410
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	CHELSEA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 HARBORVIEW DR TAVERNIER FL 330702663, TAVERNIER, FL 33070-2663

Mortgage

Document Number	0030051410
Date	Jan 27, 2020
Book Page	003005/001410
Instrument	2253392

Lender

Name	BANK OF AMERICA
Type	Bank
Address	20 GREENWAY PLZ # 900, HOUSTON, TX 77046-2007

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2035

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,894,361 (-41.56%) Land $2,145,600 Building $748,761	$2,894,361 (-41.56%) Land $2,145,600 Building $748,761
2024	$23,743.00 (-14.18%)
2023	$27,666.00 (+42.9%)	$4,952,624 (+101.87%) Land $4,224,150 Building $728,474	$4,952,624 (+101.87%) Land $4,224,150 Building $728,474
2022	$19,360.00	$2,453,367 Land $1,721,341 Building $732,026	$2,453,367 Land $1,721,341 Building $732,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 280 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	394 units insured incl. 114 condo units
Nearby Flood Claims	182 (1994–2023)
Claims Outside the SFHA	2 of 182
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 86 claims Hurricane Wilma, Oct 2005 · 9 claims Hurricane Georges, Sep 1998 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20