Monroe County property record for 161 Harborview Dr, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,467 sqft · built 1964 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $780,000 (May 2022) |
| Tax Bill | $5,391 (2024) |
| Deeds & Mortgages | Nov 2022 Line of Credit May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00482170-000000 |
| Primary APN | 00482170-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,467 sqft Living Area |
| 1st Floor Area | 3,147 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,000 sqft (0.276 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Covered |
| Garage Area | 273 sqft |
| Porch | Florida Room |
| Porch Area | 491 sqft |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1591424 |
|---|---|
| Street Address | 161 HARBORVIEW DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-D |
| Legal Description | BK 3 LT 12 TAVERNIER HARBOR KEY LARGO PB2-36 OR483-97/98 OR907-67 OR1571-118P/R OR1571-119 OR1603-1943 OR1794-2032 OR1794-2033 OR1794-2034 OR2417-2254/56 OR2492-373/74 OR3054-1828 OR3173-0386 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 27 |
| Legal Subdivision | TAVERNIER HARBOR |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970700 |
Source: Monroe County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 161 HARBORVIEW DR, TAVERNIER, FL 33070-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jun 18, 2019 | Deed of Trust, Mortgage · Commercial Mortgage MARINE BANK & TRUST COMPANY |
| Nov 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on Record |
| Deed Sale | May 11, 2022 · Amount on Record |
| Prior Sale | Nov 3, 2020 · Amount on Record |
| Deed Document Number | 20222375011 |
| Deed Book / Page | 3173 / 386 |
| Prior Transfer Date | Nov 11, 2010 |
| Prior Transfer Doc | 0024920373 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 161 HARBORVIEW DR, TAVERNIER, FL 33070-2608 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 161 HARBORVIEW DR, TAVERNIER, FL 33070-2608 |
| Document Number | 0032022362 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 3202/2362 |
| Instrument | 2398920 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 11, 2022 |
| Property Address | 161 HARBORVIEW DR, TAVERNIER, FL 33070-2608 |
| Document Number | 0031730386 |
| Book / Page | 3173 / 386 |
| Map Reference | MB 2 PG 36 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2375011 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 HARBORVIEW DR, TAVERNIER, FL 33070-2608 |
| Document Number | 0003173388 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 3173/388 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 161 HARBORVIEW DR, TAVERNIER, FL 33070-2608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029702014 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 2970/2014 |
| Instrument | 2225339 |
| Name | MARINE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | VERO BEACH, FL 32963 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 11, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 3, 2020 |
| Property Address | 161 HARBORVIEW DR, TAVERNIER, FL 33070-2608 |
| Document Number | 0030541828 |
| Book / Page | 3054 / 1828 |
| Map Reference | MB 2 PG 36 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 2289467 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FLORIDA TITLE OF THE KEYS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,706.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 35TH CT SW, 415, VERO BEACH, FL 32968-3126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 161 HARBORVIEW DR, TAVERNIER, FL 33070-2608 |
| Document Number | 0030541830 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 3054/1830 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $634,090 (+5.99%) | $834,478 (+13.15%) Land $416,520 Building $417,958 | |
| 2024 | $5,391.00 (+4.32%) | ||
| 2023 | $5,168.00 (-0.37%) Homeowner's exemption | $598,272 (+7.07%) | $737,479 (+31.99%) Land $427,200 Building $310,279 |
| 2022 | $5,187.00 | $558,753 Land $245,340 Building $313,413 | $558,753 Land $245,340 Building $313,413 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 280 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 394 units insured incl. 114 condo units |
| Nearby Flood Claims | 182 (1994–2023) |
| Claims Outside the SFHA | 2 of 182 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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