172 Circle Ln, Cookeville, TN 38501 Property Records

Jackson County property record for 172 Circle Ln, Cookeville, TN 38501

Property Summary

Property Type	Single Family Home
Details	1,024 sqft · built 1996
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Nov 2022)
Tax Bill	$194 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`044065 03908`

Property Details

APN / Parcel Number

Primary APN	`044065 03908`
Alternative APN	`065 03908`

Interior

Building Area	1,024 sqft
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1996
Lot Area	42,689 sqft (0.98 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Utility Building	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	172 CIRCLE LN
City	COOKEVILLE
State	TN
Zip	38501-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09, COUNTY AREA: D05
Legal Subdivision	THURMAN YOUNG
Legal Lot Number	8
Jurisdiction	JACKSON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3013
Census Tract	960300

Owner

172 Circle Ln is owned and occupied by an individual who bought it in November 2022.

Source: Jackson County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	172 CIRCLE LN, COOKEVILLE, TN 38501-9578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Dec 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022 · Amount on File
Deed Sale	Nov 9, 2022 · Amount on File
Prior Sale	Dec 10, 2018 · Amount on File
Deed Document Number	22002391
Deed Book / Page	110 / 1226
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON TN
Recording Date	Nov 9, 2022
Property Address	172 CIRCLE LN, COOKEVILLE, TN 38501-9578
Document Number	0000002391
Book / Page	110 / 1226
Map Reference	MB 1 PG 122A
Instrument Date	Nov 2, 2022
Instrument	22002391
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	UPPER CUMBERLAND TITLE COMPANY LLC, UPPER CUMBERLAND T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 CIRCLE LN, COOKEVILLE, TN 38501-9578

Mortgage

Document Number	0000002392
Date	Nov 9, 2022
Instrument	22002392

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON TN
Recording Date	Dec 10, 2018
Property Address	172 CIRCLE LN, COOKEVILLE, TN 38501-9578
Document Number	0000002114
Book / Page	000091 / 000348
Instrument Date	Dec 4, 2018
Instrument	2114
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$155.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	172 CIRCLE LN COOKEVILLE TN 385019578, COOKEVILLE, TN 38501-9578

Tax Assessment & Valuation

The 2025 property tax bill for 172 Circle Ln was $194.

Source: Jackson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$194.00	$7,625 Land $3,075 Building $4,550
2023		$7,625 Land $3,075 Building $4,550
2021			$30,500 Land $12,300 Building $18,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 172 Circle Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2010–2021)
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 Circle Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGHAM UTILITY DISTRICT serves 7,906 people · EPA ID TN0000038
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Circle Ln

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