154 Circle Ln, Cookeville, TN 38501 Property Records

Jackson County property record for 154 Circle Ln, Cookeville, TN 38501

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,040 sqft · built 1995
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Oct 2022)
Tax Bill	$501 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044065 03906`

Property Details

APN / Parcel Number

Primary APN	`044065 03906`
Alternative APN	`065 03906`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2020
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,996 sqft (1.01 acres)
Terrain	Rolling

Exterior Amenities

Deck Area	128 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	154 CIRCLE LN
City	COOKEVILLE
State	TN
Zip	38501-9578
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 09, COUNTY AREA: D05
Legal Subdivision	THURMAN YOUNG
Legal Lot Number	9
Jurisdiction	JACKSON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3013
Census Tract	960300

Owner

154 Circle Ln, a mobile home, is owned and occupied by an individual who bought it in October 2022.

Source: Jackson County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	154 CIRCLE LN, COOKEVILLE, TN 38501-9578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF LAFAYETTE
Mar 22, 2021	Warranty Deed, Transfer · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	Mar 22, 2021 · Amount on File
Deed Document Number	22002222
Deed Book / Page	110 / 500
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON TN
Recording Date	Oct 14, 2022
Property Address	154 CIRCLE LN, COOKEVILLE, TN 38501-9578
Document Number	0000002222
Book / Page	110 / 500
Map Reference	MB 1 PG 122A
Instrument Date	Oct 7, 2022
Instrument	22002222
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	LEDBETTER TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 CIRCLE LN, COOKEVILLE, TN 38501-9578

Mortgage

Document Number	0000002223
Date	Oct 14, 2022
Instrument	22002223

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0000002225
Date	Oct 14, 2022
Book Page	110/523
Instrument	22002225

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON TN
Property Address	154 CIRCLE LN, COOKEVILLE, TN 38501-9578
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 CIRCLE LN, COOKEVILLE, TN 38501-9578

Mortgage

Document Number	0000001566
Date	Aug 24, 2020
Book Page	98/542
Instrument	20001566

Lender

Name	CITIZENS BANK OF LAFAYETTE
Type	Bank
Address	GAINESBORO, TN 38562

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Sep 15, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON TN
Recording Date	Mar 22, 2021
Property Address	154 CIRCLE LN, COOKEVILLE, TN 38501-9578
Document Number	0000000597
Book / Page	101 / 819
Instrument Date	Feb 11, 2021
Instrument	21000597
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 CIRCLE LN, COOKEVILLE, TN 38501-9578

Mortgage

Document Number	0000000598
Date	Mar 22, 2021
Instrument	21000598

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 11, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 154 Circle Ln was $501.

Source: Jackson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$501.00	$19,650 Land $2,525 Building $17,125
2023		$19,650 Land $2,525 Building $17,125
2021			$78,600 Land $10,100 Building $68,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 154 Circle Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2010–2021)
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Circle Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGHAM UTILITY DISTRICT serves 7,906 people · EPA ID TN0000038
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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