17180 Rancho Suenos Rd, Ramona, CA 92065 Property Records

San Diego County property record for 17180 Rancho Suenos Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,634 sqft · built 1998
Lot Size	4.18 acres (182,081 sqft)
Owner	Company Name on Record
Last Sale	$314,000 (Aug 1997)
Tax Bill	$5,520 (2025)
Deeds & Mortgages	Sep 2022 Transfer Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`277-110-56-00`

Property Details

APN / Parcel Number

Primary APN	`277-110-56-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,634 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	182,081 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	17180 RANCHO SUENOS RD
City	RAMONA
State	CA
Zip	92065-6959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 15 TR 013171
Legal Subdivision	COUNTY/SAN DIEGO #4798
Legal Tract	013171
Legal Block	2
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2019
Census Tract	20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17180 RANCHO SUENOS RD, RAMONA, CA 92065-6959
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Intrafamily Transfer, Transfer
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU
Feb 10, 2017	Deed of Trust, Mortgage · Conventional with PMI CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 1997 · Amount on Record
Deed Sale	Aug 19, 1997 · Amount on Record
Deed Document Number	1997398662
Last Transfer Date	Sep 20, 2022
Transfer Doc	0000377617
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 27, 2022
Property Address	17180 RANCHO SUENOS RD, RAMONA, CA 92065-6959
Document Number	0000377617
Map Reference	MAP 13171
Instrument Date	Sep 20, 2022
Instrument	2022-0377617
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17180 RANCHO SUENOS RD, RAMONA, CA 92065-6959

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17180 RANCHO SUENOS RD, RAMONA, CA 92065-6959
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17180 RANCHO SUENOS RD, RAMONA, CA 92065-6959

Mortgage

Document Number	0000723705
Date	Oct 18, 2021
Instrument	2021-0723705

Lender

Name	MCJAB INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17180 RANCHO SUENOS RD, RAMONA, CA 92065-6959
Document Number	0000318372
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17180 RANCHO SUENOS RD RAMONA CA 920656959, RAMONA, CA 92065-6959

Mortgage

Document Number	0000318372
Date	Jun 18, 2020
Instrument	318372

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 17, 2040

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17180 RANCHO SUENOS RD, RAMONA, CA 92065-6959
Document Number	0000079219
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Feb 24, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17180 RANCHO SUENOS RD RAMONA CA 920656959, RAMONA, CA 92065-6959

Mortgage

Document Number	0000079219
Date	Feb 17, 2017
Instrument	79219

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$511,386 (+2%) Land $169,372 Building $342,014
2025	$5,520.00 (+8.02%) Homeowner's exemption	$501,359 (+4.04%) Land $166,051 Building $335,308
2023	$5,110.00 (-2.14%) Homeowner's exemption	$481,893 Land $159,604 Building $322,289
2022	$5,222.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	0.9% annual chance
Exposure	None beyond ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile.

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