17355 Rancho Suenos Rd, Ramona, CA 92065 Property Records

San Diego County property record for 17355 Rancho Suenos Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,288 sqft · built 2004
Lot Size	4.31 acres (187,744 sqft)
Owner	Trust Name on File
Last Sale	$130,000 (Sep 2002)
Tax Bill	$13,677 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`277-110-53-00`

Property Details

APN / Parcel Number

Primary APN	`277-110-53-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	5,288 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	187,744 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	17355 RANCHO SUENOS RD
City	RAMONA
State	CA
Zip	92065-6958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 12 TR 013171
Legal Subdivision	RAMONA #4798
Legal Tract	013171
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2019
Census Tract	20801

Owner

17355 Rancho Suenos Rd is owner-occupied and held in a trust since September 2002.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	17355 RANCHO SUENOS RD, RAMONA, CA 92065-6958
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Sep 7, 2021	Intrafamily Transfer, Transfer AMROCK
Sep 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2002 · Amount on File
Deed Sale	Sep 26, 2002 · Amount on File
Prior Sale	Apr 16, 1998 · Amount on File
Deed Document Number	2002827814
Prior Transfer Date	Sep 25, 2002
Prior Transfer Doc	0000827814
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17355 RANCHO SUENOS RD, RAMONA, CA 92065-6958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137618
Date	Mar 28, 2017
Instrument	2017-0137618

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 7, 2021
Property Address	17355 RANCHO SUENOS RD, RAMONA, CA 92065-6958
Document Number	0000630978
Map Reference	MAP 13171
Instrument Date	Sep 18, 2020
Instrument	2021-0630978
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17355 RANCHO SUENOS RD, RAMONA, CA 92065-6958

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 7, 2021
Property Address	17355 RANCHO SUENOS RD, RAMONA, CA 92065-6958
Document Number	0000630976
Map Reference	MAP 13171
Instrument Date	Sep 18, 2020
Instrument	2021-0630976
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17355 RANCHO SUENOS RD, RAMONA, CA 92065-6958

Mortgage

Document Number	0000630977
Date	Sep 7, 2021
Instrument	2021-0630977

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 17355 Rancho Suenos Rd was $13,677 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,294,590 (+2%) Land $213,790 Building $1,080,800
2025	$13,677.00 Homeowner's exemption	$1,269,207 Land $209,599 Building $1,059,608
2023	$12,895.00 (-0.26%) Homeowner's exemption	$1,219,924 Land $201,461 Building $1,018,463
2022	$12,929.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17355 Rancho Suenos Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17355 Rancho Suenos Rd is very high, ranking above 92% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile.

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