17160 Handlebar Rd, Ramona, CA 92065 Property Records

San Diego County property record for 17160 Handlebar Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,351 sqft · built 1979
Lot Size	8.88 acres (387,248 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (May 1995)
Tax Bill	$5,681 (2025)
Deeds & Mortgages	Jun 2023 Transfer Apr 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`277-120-40-00`

Property Details

APN / Parcel Number

Primary APN	`277-120-40-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,351 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	387,248 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	17160 HANDLEBAR RD
City	RAMONA
State	CA
Zip	92065-7010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 3 (EX ST) TR PM06983
Legal Subdivision	PARCEL MAP NO 6983
Legal Tract	6983
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2028
Census Tract	20801

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17160 HANDLEBAR RD, RAMONA, CA 92065-7010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Intrafamily Transfer, Transfer
Apr 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Apr 22, 2021	Intrafamily Transfer, Transfer STATES TITLE FTS AGENCY
Jul 2, 2021	Intrafamily Transfer, Transfer
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage BICKFORD & BLADO LLP
Aug 6, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2018	Quit Claim Deed, Transfer Quitclaim
May 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage BICKFORD & BLADO LLP
Jan 17, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 1995 · Amount on Record
Deed Sale	May 10, 1995 · Amount on Record
Prior Sale	Dec 12, 1994 · Amount on Record
Deed Document Number	1995196334
Last Transfer Date	Jun 11, 2023
Transfer Doc	0000171936
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2023
Property Address	17160 HANDLEBAR RD, RAMONA, CA 92065-7010
Document Number	0000171936
Map Reference	FILE 78-094301
Instrument Date	Jun 11, 2023
Instrument	2023-0171936
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17160 HANDLEBAR RD, RAMONA, CA 92065-7010

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2021
Property Address	17160 HANDLEBAR RD, RAMONA, CA 92065-7010
Document Number	0000314040
Instrument Date	Apr 15, 2021
Instrument	2021-0314040
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STATES TITLE FTS AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17160 HANDLEBAR RD, RAMONA, CA 92065-7010

Mortgage

Document Number	0000314041
Date	Apr 22, 2021
Instrument	2021-0314041

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2050

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2021
Property Address	17160 HANDLEBAR RD, RAMONA, CA 92065-7010
Document Number	0000314039
Instrument Date	Apr 15, 2021
Instrument	2021-0314039
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STATES TITLE FTS AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17160 HANDLEBAR RD, RAMONA, CA 92065-7010

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 2, 2021
Property Address	17160 HANDLEBAR RD, RAMONA, CA 92065-7010
Document Number	0000479572
Map Reference	FILE 78-094301
Instrument Date	Nov 6, 2020
Instrument	2021-0479572
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17160 HANDLEBAR RD, RAMONA, CA 92065-7010

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17160 HANDLEBAR RD, RAMONA, CA 92065-7010
Document Number	0000469057
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17160 HANDLEBAR RD RAMONA CA 920657010, RAMONA, CA 92065-7010

Mortgage

Document Number	0000469057
Date	Nov 9, 2018
Instrument	469057

Lender

Name	BICKFORD & BLADO LLP
Address	12348 HIGH BLUFF DR # 220, SAN DIEGO, CA 92130-3580

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 6, 2018
Property Address	17160 HANDLEBAR RD, RAMONA, CA 92065-7010
Document Number	0000320883
Instrument Date	Jul 27, 2018
Instrument	320883
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	17160 HANDLEBAR RD RAMONA CA 920657010, RAMONA, CA 92065-7010

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2018
Property Address	17160 HANDLEBAR RD, RAMONA, CA 92065-7010
Document Number	0000275173
Instrument Date	Jun 26, 2018
Instrument	275173
Transaction Type	Transfer
Record Updated	Jul 12, 2018

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	17160 HANDLEBAR RD RAMONA CA 920657010, RAMONA, CA 92065-7010

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17160 HANDLEBAR RD, RAMONA, CA 92065-7010
Document Number	0000222620
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17160 HANDLEBAR RD RAMONA CA 920657010, RAMONA, CA 92065-7010

Mortgage

Document Number	0000222620
Date	Jun 1, 2018
Instrument	222620

Lender

Name	BICKFORD & BLADO LLP
Address	12348 HIGH BLUFF DR # 220, SAN DIEGO, CA 92130-3580

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2018
Property Address	17160 HANDLEBAR RD, RAMONA, CA 92065-7010
Document Number	0000018084
Instrument Date	Jan 8, 2018
Instrument	18084
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17160 HANDLEBAR RD RAMONA CA 920657010, RAMONA, CA 92065-7010

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$517,253 (+2%) Land $256,803 Building $260,450
2025	$5,681.00 (+63.39%) Homeowner's exemption	$507,112 (-42.66%) Land $251,768 Building $255,344
2023	$3,477.00 (-63.41%) Homeowner's exemption	$884,340 (+2%) Land $520,200 Building $364,140
2022	$9,503.00 Homeowner's exemption	$867,000 Land $510,000 Building $357,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Cox Communications.

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