17048 Handlebar Rd, Ramona, CA 92065 Property Records

San Diego County property record for 17048 Handlebar Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,611 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$1,125,000 (Sep 2025)
Tax Bill	$6,871 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Feb 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`278-361-09-00`

Property Details

APN / Parcel Number

Primary APN	`278-361-09-00`
Alternative APN	`2781123500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,611 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	2781123500
Street Address	17048 HANDLEBAR RD
City	RAMONA
State	CA
Zip	92065-7009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM05062
Legal Subdivision	PARCEL MAP NO 5062
Legal Tract	5062
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2028
Census Tract	20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17048 HANDLEBAR RD, RAMONA, CA 92065-7009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 1, 2022	Intrafamily Transfer, Transfer AMROCK LLC
Feb 1, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 18, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Jun 27, 2019	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jan 28, 2019	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	2025246070
Prior Transfer Date	Jan 26, 2022
Prior Transfer Doc	0000047027
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17048 HANDLEBAR RD, RAMONA, CA 92065-7009
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17048 HANDLEBAR RD, RAMONA, CA 92065-7009

Mortgage

Document Number	0000326574
Date	Nov 27, 2023
Instrument	2023-0326574

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 1, 2022
Property Address	17048 HANDLEBAR RD, RAMONA, CA 92065-7009
Document Number	0000047029
Instrument Date	Jan 26, 2022
Instrument	2022-0047029
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	17048 HANDLEBAR RD, RAMONA, CA 92065-7009

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 1, 2022
Property Address	17048 HANDLEBAR RD, RAMONA, CA 92065-7009
Document Number	0000047027
Instrument Date	Jan 26, 2022
Instrument	2022-0047027
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	17048 HANDLEBAR RD, RAMONA, CA 92065-7009

Mortgage

Document Number	0000047028
Date	Feb 1, 2022
Instrument	2022-0047028

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2021
Property Address	17048 HANDLEBAR RD, RAMONA, CA 92065-7009
Document Number	0000210467
Instrument Date	Feb 1, 2021
Instrument	2021-0210467
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	17048 HANDLEBAR RD, RAMONA, CA 92065-7009

Mortgage

Document Number	0000210468
Date	Mar 18, 2021
Instrument	2021-0210468

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2021
Property Address	17048 HANDLEBAR RD, RAMONA, CA 92065-7009
Document Number	0000210469
Instrument Date	Feb 1, 2021
Instrument	2021-0210469
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	17048 HANDLEBAR RD, RAMONA, CA 92065-7009

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 27, 2019
Property Address	17048 HANDLEBAR RD, RAMONA, CA 92065-7009
Document Number	0000254209
Instrument Date	Apr 18, 2019
Instrument	2019-0254209
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	17048 HANDLEBAR RD, RAMONA, CA 92065-7009

Mortgage

Document Number	0000254210
Date	Jun 27, 2019
Instrument	2019-0254210

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2019
Property Address	17048 HANDLEBAR RD, RAMONA, CA 92065-7009
Document Number	0000029881
Instrument Date	Jan 26, 2019
Instrument	29881
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3302 RAMONA CA 920650957, RAMONA, CA 92065-0957

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,125,000 (+76.93%) Land $600,000 Building $525,000
2025	$6,871.00 (+7.33%) Homeowner's exemption	$635,839 (+4.04%) Land $77,857 Building $557,982
2023	$6,402.00 (-1.42%) Homeowner's exemption	$611,151 Land $74,835 Building $536,316
2022	$6,494.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Cox Communications.

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