1716 Pebble Beach Cir, Elgin, IL 60123 Property Records

Kane County property record for 1716 Pebble Beach Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,254 sqft · built 1990
Lot Size	0.065 acres (2,822 sqft)
Owner	Individual Name on File
Last Sale	$101,000 (Sep 1998)
Tax Bill	$4,553 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-225-009`

Property Details

APN / Parcel Number

Primary APN	`06-28-225-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,254 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	2,822 sqft (0.065 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1716 PEBBLE BEACH CIR
City	ELGIN
State	IL
Zip	60123-6869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 6 LOT 447
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	447
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851908

Owner

1716 Pebble Beach Cir is owned and occupied by an individual who bought it in September 1998.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1716 PEBBLE BEACH CIR, ELGIN, IL 60123-6869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 1998 · Amount on File
Deed Sale	Sep 21, 1998 · Amount on File
Deed Document Number	199885347
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1716 PEBBLE BEACH CIR, ELGIN, IL 60123-6869
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046778
Date	Nov 25, 2025
Instrument	2025K046778

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2035

Interest

Rate	7.52%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1716 PEBBLE BEACH CIR, ELGIN, IL 60123-6869
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034570
Date	Jul 6, 2017
Instrument	2017K034570

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1716 Pebble Beach Cir was $4,553 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,553.00 Homeowner's exemption	$67,692 (+8.57%) Land $17,574 Building $50,118	$203,157 (+8.57%) Land $52,743 Building $150,414
2024		$62,349 Land $16,187 Building $46,162	$187,122 Land $48,580 Building $138,541
2022	$3,933.00 (+4.94%) Homeowner's exemption	$51,362 (+6.96%) Land $13,335 Building $38,027	$154,086 (+6.96%) Land $40,005 Building $114,081
2021	$3,748.00 Homeowner's exemption	$48,020 Land $12,467 Building $35,553	$144,060 Land $37,401 Building $106,659

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1716 Pebble Beach Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1716 Pebble Beach Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

Nearby Properties on Pebble Beach Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures