1714 Pebble Beach Cir, Elgin, IL 60123 Property Records

Kane County property record for 1714 Pebble Beach Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,446 sqft · built 1990
Lot Size	0.071 acres (3,082 sqft)
Owner	2 Individual Names on File
Last Sale	$171,500 (Jan 2020)
Tax Bill	$5,878 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-225-010`

Property Details

APN / Parcel Number

Primary APN	`06-28-225-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,446 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	3,082 sqft (0.071 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1714 PEBBLE BEACH CIR
City	ELGIN
State	IL
Zip	60123-6869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 6 LOT 448
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	448
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851908

Owner

1714 Pebble Beach Cir is owned by two individuals who bought it in January 2020.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	572 N CLIFTON AVE, ELGIN, IL 60123-3324
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2020 · Amount on File
Deed Sale	Jan 23, 2020 · Amount on File
Prior Sale	Jun 27, 2005 · Amount on File
Deed Document Number	20204273
Prior Transfer Date	Jun 2, 2005
Prior Transfer Doc	0000037076
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 23, 2020
Property Address	1714 PEBBLE BEACH CIR, ELGIN, IL 60123-6869
Document Number	0000004273
Instrument Date	Jan 3, 2020
Instrument	2020K004273
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	BURNET TITLE POST CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	572 N CLIFRON AVE, ELGIN, IL 60123-3324

Mortgage

Document Number	0000004274
Date	Jan 23, 2020
Instrument	2020K004274

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1714 Pebble Beach Cir was $5,878.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,878.00	$77,048 (+8.57%) Land $17,574 Building $59,474	$231,236 (+8.57%) Land $52,743 Building $178,493
2024		$70,966 Land $16,187 Building $54,779	$212,983 Land $48,580 Building $164,403
2022	$5,069.00 (+3.96%)	$58,460 (+6.96%) Land $13,335 Building $45,125	$175,380 (+6.96%) Land $40,005 Building $135,375
2021	$4,876.00	$54,656 Land $12,467 Building $42,189	$163,968 Land $37,401 Building $126,567

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1714 Pebble Beach Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1714 Pebble Beach Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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