Lorain County property record for 1716 Emerald Dr, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,360 sqft · built 1967 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $244,500 (Feb 2024) |
| Tax Bill | $3,039 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-004-101-049 |
| Primary APN | 02-02-004-101-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Gross Area | 2,276 sqft |
| 1st Floor Area | 1,360 sqft |
| Basement Area | 1,360 sqft |
| Family Room | Family Room |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 135 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 405 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1716 EMERALD DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-3308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEVEN PINES SUB 1 82 X 135 |
| Legal Subdivision | SEVEN PINES SUB 1 |
| Legal Tract | 02 |
| Legal Block | 101 |
| Legal Lot Number | 15&16 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 24200 |
Source: Lorain County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1716 EMERALD DR, LORAIN, OH 44053-3308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING LLC |
| Feb 20, 2024 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2024 · Amount on Record |
| Deed Sale | Feb 20, 2024 · Amount on Record |
| Prior Sale | Nov 22, 2016 · Amount on Record |
| Deed Document Number | 20244388 |
| Prior Transfer Date | Dec 4, 2003 |
| Prior Transfer Doc | 0000971070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1716 EMERALD DR, LORAIN, OH 44053-3308 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1716 EMERALD DR, LORAIN, OH 44053-3308 |
| Document Number | 0000088408 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026-0088408 |
| Name | UNITED MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 20, 2024 |
| Property Address | 1716 EMERALD DR, LORAIN, OH 44053-3308 |
| Document Number | 0000004388 |
| Map Reference | VOL 24 PG 64 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024-0004388 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1716 EMERALD DR, LORAIN, OH 44053-3308 |
| Document Number | 0000004389 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024-0004389 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,039.00 (+1.57%) | $71,990 (+0.01%) Land $14,610 Building $57,380 | $205,660 (-) Land $41,730 Building $163,930 |
| 2024 | $2,992.00 (+14.42%) | $71,981 (+35.58%) Land $14,606 Building $57,376 | $205,660 (+35.58%) Land $41,730 Building $163,930 |
| 2023 | $2,615.00 (-0.8%) | $53,092 (+%) Land $12,142 Building $40,950 | $151,690 (-) Land $34,690 Building $117,000 |
| 2022 | $2,636.00 | $53,090 Land $12,140 Building $40,950 | |
| 2021 | $151,690 Land $34,690 Building $117,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2011–2023) |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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