1704 Emerald Dr, Lorain, OH 44053 Property Records

Lorain County property record for 1704 Emerald Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,816 sqft · built 1970
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jul 2025)
Tax Bill	$2,994 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-004-101-037`

Property Details

APN / Parcel Number

Primary APN	`02-02-004-101-037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	984 sqft
Basement Area	744 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	138 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	512 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1704 EMERALD DR
City	LORAIN
State	OH
Zip	44053-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN PINES 55.67 X 140
Legal Subdivision	SEVEN PINES
Legal Tract	02
Legal Block	101
Legal Lot Number	13
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2002
Census Tract	24200

Owner

Source: Lorain County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1704 EMERALD DR, LORAIN, OH 44053-3308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Jan 10, 2025 · Amount on Record
Deed Document Number	202558530
Prior Transfer Date	May 16, 2025
Prior Transfer Doc	0000053510
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 3, 2025
Property Address	1704 EMERALD DR, LORAIN, OH 44053-3308
Document Number	0000058530
Map Reference	VOL 24 PG 64
Instrument Date	Jul 2, 2025
Instrument	2025-0058530
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	NEWMAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 EMERALD DR, LORAIN, OH 44053-3308

Mortgage

Document Number	0000058531
Date	Jul 3, 2025
Instrument	2025-0058531

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,994.00 (+4.07%)	$67,670 (%) Land $13,580 Building $54,090	$193,350 (-) Land $38,800 Building $154,550
2024	$2,877.00 (+7.19%)	$67,673 (+27.17%) Land $13,580 Building $54,093	$193,350 (+27.17%) Land $38,800 Building $154,550
2023	$2,684.00 (+4.03%)	$53,214 (+0.01%) Land $11,284 Building $41,930	$152,040 (-) Land $32,240 Building $119,800
2022	$2,580.00	$53,210 Land $11,280 Building $41,930
2021			$152,040 Land $32,240 Building $119,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1995–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20