Cooke County property record for 1716 E Garnett St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,810 sqft · built 1950 |
| Lot Size | 0.232 acres (10,115 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $202,000 (Oct 2019) |
| Tax Bill | $3,955 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2405-006-00008 |
| Primary APN | 2405-006-00008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,810 sqft Living Area |
| Gross Area | 2,910 sqft |
| 1st Floor Area | 1,570 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 10,115 sqft (0.232 acres) |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 710 sqft |
| Storage Building | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 2405-006-00008 |
|---|---|
| Street Address | 1716 E GARNETT ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOY ACRES; BLOCK 6; LOT 8 |
| Legal Subdivision | JOY ACRES |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1100 |
Source: Cooke County records · APN 2405-006-00008
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1006 HANCOCK ST, GAINESVILLE, TX 76240-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 03, 2019 | Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 20, 2017 | Vendor's Lien, Transfer · FHA Mortgage TEXAS BANK FINANCIAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2019 · Amount on Record |
| Deed Sale | Oct 03, 2019 · Amount on Record |
| Prior Sale | Apr 20, 2017 · Amount on Record |
| Deed Document Number | 201995798 |
| Deed Book / Page | 2288 / 278 |
| Prior Transfer Date | Oct 02, 2019 |
| Prior Transfer Doc | 2288/278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Oct 03, 2019 |
| Property Address | 1716 E GARNETT ST, GAINESVILLE, TX 76240-5105 |
| Document Number | 2288/278 |
| Book / Page | 2288 / 278 |
| Map Reference | VOL 2 PG 27 |
| Instrument Date | Oct 02, 2019 |
| Instrument | 2019-95798 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1107 W UNIVERSITY DR, 1107, GAINESVILLE, TX 76240-4619 |
| Name | Verified Name |
|---|---|
| Address | 1716 E GARNETT ST, GAINESVILLE, TX 76240-5105 |
| Document Number | 201995799 |
|---|---|
| Date | Oct 03, 2019 |
| Instrument | 2019-95799 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Apr 20, 2017 |
| Property Address | 1716 E GARNETT ST, GAINESVILLE, TX 76240-5105 |
| Document Number | 2128/044 |
| Book / Page | 2128 / 044 |
| Map Reference | VOL 2 PG 27 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 00073794 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1207 ASPEN RD, 1207, GAINESVILLE, TX 76240-2948 |
| Name | Verified Name |
|---|---|
| Address | 1716 E GARNETT ST, GAINESVILLE, TX 76240-5105 |
| Document Number | 00073795 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 00073795 |
| Name | TEXAS BANK FINANCIAL |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,955.00 (+11.44%) Homeowner's exemption | $255,834 (+21%) Land $51,896 Building $211,319 | $263,215 (+10.79%) Land $51,896 Building $211,319 |
| 2024 | $3,549.00 (-5.99%) | ||
| 2023 | $211,433 Land $47,141 Building $190,429 | $237,570 Land $47,141 Building $190,429 | |
| 2022 | $3,775.00 |
Source: FEMA National Flood Hazard Layer as of April 26, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 14 (1990–2015) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Fiber | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Element8 Technology Investment Group.
Based on FCC filings for 480 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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