1712 E Garnett St, Gainesville, TX 76240 Property Records

Cooke County property record for 1712 E Garnett St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1950
Lot Size	0.229 acres (9,967 sqft)
Owner	Individual Name on Record
Last Sale	$151,400 (May 2017)
Tax Bill	$4,879 (2026)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2405-006-00006`

Property Details

APN / Parcel Number

Primary APN	`2405-006-00006`
Alternative APN	`15776`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,488 sqft Living Area
Gross Area	2,273 sqft
1st Floor Area	1,488 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	9,967 sqft (0.229 acres)
Porch	Slab
Porch Area	448 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2405-006-00006
Street Address	1712 E GARNETT ST
City	GAINESVILLE
State	TX
Zip	76240-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOY ACRES; BLOCK 6; LOT 6
Legal Subdivision	JOY ACRES
Legal Block	6
Legal Lot Number	6
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2024
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1712 E GARNETT ST, GAINESVILLE, TX 76240-5105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	May 20, 2015 · Amount on Record
Deed Document Number	201774496
Deed Book / Page	2132 / 677
Prior Transfer Date	May 19, 2017
Prior Transfer Doc	2132/677
Record Updated	Oct 29, 2026

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 22, 2017
Property Address	1712 E GARNETT ST, GAINESVILLE, TX 76240-5105
Document Number	2132/677
Book / Page	2132 / 677
Map Reference	VOL 2 PG 27
Instrument Date	May 19, 2017
Instrument	2017-74496
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 N LEE ST, 614, VALLEY VIEW, TX 76272-9638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1712 E GARNETT ST, GAINESVILLE, TX 76240-5105

Mortgage

Document Number	00074497
Date	May 22, 2017
Instrument	00074497

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,879.00 (+55.28%) Homeowner's exemption	$233,197 (+7.48%) Land $51,320 Building $181,877	$233,197 (-) Land $51,320 Building $181,877
2025	$3,142.00 (+9.14%) Homeowner's exemption	$216,967 (+21%) Land $51,320 Building $181,877	$233,197 (+10.04%) Land $51,320 Building $181,877
2024	$2,879.00 (-8.28%)
2023		$179,312 Land $46,636 Building $165,292	$211,928 Land $46,636 Building $165,292
2022	$3,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1990–2015)
Claims Outside the SFHA	7 of 14
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2007 · 4 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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