17152 Pond Rd, Locust, NC 28097 Property Records

Stanly County property record for 17152 Pond Rd, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,253 sqft · built 2019
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,317 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`558501268621`

Property Details

APN / Parcel Number

Primary APN	`558501268621`
Alternative APNs	`1527547` `138967`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,253 sqft Finished Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Attached
Garage Area	557 sqft
Porch	Porch
Porch Area	413 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1527547
Street Address	17152 POND RD
City	LOCUST
State	NC
Zip	28097-8347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 17152 POND RD 558501006
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	2
Census Block	2004
Census Tract	930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17152 POND RD, LOCUST, NC 28097-8347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK
Dec 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 16, 2019
Transfer Doc	0000415419
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	17152 POND RD, LOCUST, NC 28097-8347
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000459650
Date	Jul 12, 2023
Book Page	1826/10
Instrument	459650

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Dec 9, 2019
Property Address	17152 POND RD, LOCUST, NC 28097-8347
Document Number	0000415419
Book / Page	001687 / 001247
Instrument Date	Sep 16, 2019
Instrument	415419
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17152 POND RD LOCUST NC 28097, LOCUST, NC 28097

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,317.00 (+17.28%)	$209,062 (+35.79%) Land $27,216 Building $181,846	$209,062 (+35.79%) Land $27,216 Building $181,846
2023	$1,123.00	$153,964 Land $15,989 Building $137,975	$153,964 Land $15,989 Building $137,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Spectrum.

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